Side by side
Extend vs Highnote
Both stand on card issuing platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidAPIiPhone+1
Extend combines company card controls with employee expense tools and accounting integrations. Its free plan has user and card limits, while virtual card issuance depends on participating bank partners.
Visit Extend Paid APIWeb
Highnote combines card programs and payment acceptance with ledger and developer capabilities. Buyers should check which actions are available in their live environment and what licensing arrangements apply in their jurisdictions.
Visit HighnoteThe facts
| Extend | Highnote | |
|---|---|---|
| Free plan | Yes | No |
| Open source | No | Not published |
| Runs on | Android, API, iPhone, Web | API, Web |
| Lowest paid plan | See the plans | Free or on request |
| Plans published | 4 | 3 |
| Maker | Not published | Not published |
| Website | paywithextend.com | highnote.com |
| On card issuing platforms | #1 of 22 | #5 of 22 |
Extend: what it does well
- Free Starter supports up to five users.
- Virtual cards can have limits and expiration dates.
- Includes expense reports, reimbursements, and approval workflows.
- API supports issuance and real-time transaction data through webhooks.
What to know first
- Virtual card creation requires a participating bank partner.
- Pro plans have a 10-user minimum.
- Enterprise pricing is not listed.
Highnote: what it does well
- Supports physical, virtual, and tokenized cards
- Spend rules and velocity controls
- Ledger includes real-time balances
- GraphQL API, webhooks, and PCI-compliant SDKs
- Plaid and Finicity account linking described
What to know first
- Pricing is available on request
- Some live-environment capabilities are limited by compliance and regulations
- Some actions require support or cardholder initiation
- Licenses are still being pursued across U.S. states
Alternatives to Extend Alternatives to Highnote The whole list