Side by side
EarnIn for Employers vs Tapcheck
Both stand on earned wage access software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhone
EarnIn for Employers offers employees access to earned pay without requiring payroll-system integration, according to the company. Availability, earnings, and transfer limits apply, and employers are directed to schedule a demo.
Visit EarnIn for Employers
Free plan AndroidiPhoneWeb
Tapcheck provides an employer-linked way to access part of earned wages before payday, with several payout options and payroll visibility. Eligibility is tied to workplace participation, and transfer fees may apply, though no-fee options are listed.
Visit TapcheckThe facts
| EarnIn for Employers | Tapcheck | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone | Android, iPhone, Web |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 1 | 3 |
| Maker | Not published | Not published |
| Website | get.earnin.com | tapcheck.com |
| On earned wage access software | #1 of 16 | #5 of 16 |
EarnIn for Employers: what it does well
- No employer cost or risk, according to EarnIn
- Requires no payroll or HCM integration
- Does not change payroll processes, according to EarnIn
- Cash Out has no interest or mandatory fees
- Includes credit monitoring and savings features
What to know first
- Services may not be available in all states
- Lightning Speed may be unavailable at times
- Transfers may take up to 30 minutes
- Access is subject to earnings and transfer limits
Tapcheck: what it does well
- Up to 70% of net earnings may be available after a shift
- Transfers can go to bank accounts, Mastercard, or gift cards
- Transfers appear as itemized paycheck entries
- Includes personalized financial wellness blogs and videos
What to know first
- Employees can use it only if their employer signs up
- Employees pay an ATM-like fee for some transfers
Alternatives to EarnIn for Employers Alternatives to Tapcheck The whole list