Side by side
EarnIn for Employers vs Immediate
Both stand on earned wage access software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhone
EarnIn for Employers offers employees access to earned pay without requiring payroll-system integration, according to the company. Availability, earnings, and transfer limits apply, and employers are directed to schedule a demo.
Visit EarnIn for Employers
Free plan AndroidiPhoneWeb
ImmediatePay connects employee access to earned pay with employer payroll workflows for tips and off-cycle payments. Eligibility depends on an employer invitation, and transfer timing varies by method.
Visit ImmediateThe facts
| EarnIn for Employers | Immediate | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone | Android, iPhone, Web |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 1 | 1 |
| Maker | Not published | Not published |
| Website | get.earnin.com | joinimmediate.com |
| On earned wage access software | #1 of 16 | #2 of 16 |
EarnIn for Employers: what it does well
- No employer cost or risk, according to EarnIn
- Requires no payroll or HCM integration
- Does not change payroll processes, according to EarnIn
- Cash Out has no interest or mandatory fees
- Includes credit monitoring and savings features
What to know first
- Services may not be available in all states
- Lightning Speed may be unavailable at times
- Transfers may take up to 30 minutes
- Access is subject to earnings and transfer limits
Immediate: what it does well
- Employers pay free
- Offers free access through merchant cards, paycards, and next-day ACH
- Supports cashless tips and off-cycle employer payments
- Lists integrations with eight payroll systems
- Available on Android, iOS, and web
What to know first
- Employees need a participating employer to enroll
- Early wage access may carry a nominal flat fee
- ACH timing depends on the bank’s operating hours
Alternatives to EarnIn for Employers Alternatives to Immediate The whole list