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Decentro vs Galileo

Both stand on banking-as-a-service platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Decentro

Paid APIWeb

Decentro combines payment collection, accounts, escrow, and ledger capabilities behind APIs and a web dashboard. Check eligibility, currency availability, IP requirements, and transaction pricing during onboarding.

Visit Decentro

Galileo

Paid APIWeb

Galileo brings together several financial infrastructure functions in a web platform and lists supported regions across the Americas. Organizations will need to request pricing to evaluate its cost.

Visit Galileo

The facts

DecentroGalileo
Free planNoNot published
Open sourceNot publishedNot published
Runs onAPI, WebAPI, Web
Lowest paid planFree or on requestFree or on request
Plans published11
MakerNot publishedNot published
Websitedecentro.techtech.sofi.com
On banking-as-a-service platforms#8 of 31#12 of 31

Decentro: what it does well

  • Offers cards, SWIFT, SEPA, transfers, and virtual accounts.
  • Provides multi-currency accounts and escrow.
  • Includes a transaction and balance ledger.
  • Dashboard supports payment initiation and reconciliation reports.
  • Sandbox and test API credentials follow onboarding.

What to know first

  • Pricing is on request; no transaction price is shown.
  • API requests must come from whitelisted IP addresses.
  • Currencies depend on licenses and provider support.
  • Onboarding requires a non-sanctioned-country business entity.

Galileo: what it does well

  • Supports card issuing and embedded accounts
  • Includes KYC/AML tools and a ledger
  • Available across 14 listed regions
  • Web platform

What to know first

  • Paid service
  • Pricing requires a request

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