Side by side
Cushion vs Libretto
Both stand on financial planning software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Cushion combines scheduling and selected business-finance tools in a web app. Choose among three annually billed plans, noting that the listed planning scope excludes several financial features and a client portal.
Visit CushionConsider Libretto if you are an advisory professional seeking goal-based planning across a client’s total wealth, supported by document onboarding and client-ready materials. Look elsewhere if you are an individual client seeking advisory services directly, or if you need publicly stated pricing before arranging a demo.
Visit LibrettoThe facts
| Cushion | Libretto | |
|---|---|---|
| Free plan | No | Not published |
| Open source | Not published | Not published |
| Runs on | Web | Web |
| Lowest paid plan | Subsidized: $10 a month | Free or on request |
| Plans published | 3 | 1 |
| Maker | Not published | Not published |
| Website | cushionapp.com | libretto.io |
| On financial planning software | #32 of 34 | #28 of 34 |
Cushion: what it does well
- Scheduling, availability and overbooking
- Budgeting, goals and forecasting
- Invoicing and payment acceptance
- Cash-flow modeling and goal planning
- 14-day trial available
What to know first
- No free plan
- No tax planning
- No scenario, insurance or investment planning
- No client portal
Libretto: what it does well
- Connects lifecycle goals with personalized asset allocation recommendations.
- Accounts for real estate, liabilities, private assets, and human capital.
- Supports AI-assisted document onboarding and strategy creation.
- Generates white-label reports and client letters.
- Includes a dedicated onboarding specialist and proactive support.
What to know first
- Pricing is provided on request.
- The platform is described as serving professional advisors, not individual clients.
- Specific integration partners are not named on its page.
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