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Circulus vs Rho

Both stand on accounts payable automation software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Circulus

Free plan AndroidAPIiPhone+1

Choose Circulus if your business needs invoice routing, purchase-order matching, and supplier payment options in one accounts payable platform. Check the listed monthly price and usage fees against your expected volume; SMB users need an active QuickBooks account for full bill-payment capabilities.

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Rho

Free plan AndroidAPIiPhone+1

Rho combines financial operations and offers card controls, expense workflows and a range of integrations. Businesses considering it should account for the foreign-currency transfer fee and the eligibility requirements for corporate cards.

Visit Rho

The facts

CirculusRho
Free planYesYes
Open sourceNoNot published
Runs onAndroid, API, iPhone, WebAndroid, API, iPhone, Web
Lowest paid planStartup: $39.99 a monthFree or on request
Plans published51
MakerNot publishedRho
Websitecirculus.iorho.co
On accounts payable automation software#1 of 32#3 of 32

Circulus: what it does well

  • Supports rules-driven, multi-step approval workflows.
  • Matches purchase orders on two-, three-, or four-way terms.
  • Accepts invoices through web, email, FTP, EDI/XML, and other routes.
  • Offers check, ACH, and virtual-card payments.
  • Android and iOS apps support invoice review and approval.

What to know first

  • The listed AP Automation plan costs $481 a month.
  • Additional users and payment transactions can incur fees.
  • The SMB trial is limited to three users and specified complimentary services.
  • Full SMB bill-payment capabilities require an active QuickBooks Desktop or Online account.

Rho: what it does well

  • Combines cards, expense management, bill pay and banking.
  • Cards support merchant, limit and time controls.
  • Bill Pay has zero platform fees and audit trails.
  • Lists accounting, ERP, HR and travel integrations.
  • Provides mobile apps for iOS and Android.

What to know first

  • Foreign-currency transfers carry a 1% fee.
  • Corporate card applicants need a US-incorporated business and EIN.
  • Cashback is capped at $1,000,000 eligible annual card spend.
  • 24/7 support is advertised for enterprise customers.

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