Chip vs Emma
| Chip | Emma | |
|---|---|---|
| Free plan | Yes | Yes |
| Free trial | Yes | No |
| Paid from | £5.99/mo | £4.99/mo |
| Open source | No | No |
| Platforms | Android, iOS | Web, iOS, Android |
| Free plan | Yes | Yes |
| Budgeting tools | — | Yes |
| Bill tracking | — | Yes |
| Net-worth tracking | — | Yes |
| Account sync | — | both |
| Report export | — | Yes |
| Mobile apps | — | both |
Both are listed in Best Personal Finance Software. On Freedom251, Emma scores higher on our published basis.