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Cashfree Payouts vs RazorpayX Payouts

Both stand on payout software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Cashfree Payouts

Paid APIWeb

Cashfree Payouts combines payment routing, beneficiary checks, payout links, and reporting for business disbursements. Review the per-transfer charges and fund-source limits against the workflows you need.

Visit Cashfree Payouts

RazorpayX Payouts

Paid AndroidAPIiPhone+2

Choose RazorpayX Payouts if you need to send, schedule, or manage business payouts through an API or dashboard, with bulk uploads and configurable approvals. Look elsewhere if you need a banking provider rather than payout software, or require methods beyond those listed for Indian bank accounts.

Visit RazorpayX Payouts

The facts

Cashfree PayoutsRazorpayX Payouts
Free planNot publishedNo
Open sourceNot publishedNo
Runs onAPI, WebAndroid, API, iPhone, Mac, Web
Lowest paid planFree or on requestSee the plans
Plans published28
MakerNot publishedNot published
Websitecashfree.comrazorpay.com
On payout software#11 of 29#15 of 29

Cashfree Payouts: what it does well

  • Supports payouts around the clock and on bank holidays.
  • Connects multiple bank accounts and allocates funds centrally.
  • Risk checks validate payment details and flag activity.
  • Offers Cashgram links through SMS, email, or WhatsApp.
  • Provides APIs, SDKs, dashboard controls, and reports.

What to know first

  • One transaction cannot use multiple fund sources.
  • Axis and RBL direct payouts are marked coming soon.
  • Paytm Wallet payouts require recipient KYC and a Paytm wallet.
  • Listed fees exclude bank charges and GST.

RazorpayX Payouts: what it does well

  • Send payouts through an API or dashboard.
  • Upload hundreds of payouts at once.
  • Schedule payouts and configure approval workflows.
  • Queued payouts wait for funds when balances are insufficient.
  • Dashboard includes real-time transaction data and spending insights.

What to know first

  • No free plan is available.
  • Transfer methods are specified for accounts issued by Indian banks.
  • RazorpayX is not a bank and has no banking license.

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