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Cashflows Virtual Terminal vs PayJunction Virtual Terminal

Both stand on virtual terminal software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Cashflows Virtual Terminal

Paid Web

Cashflows Virtual Terminal combines phone-based card payments with customer payment links and browser access. Businesses should confirm pricing and whether its card-only payment methods meet their needs.

Visit Cashflows Virtual Terminal

PayJunction Virtual Terminal

Paid APIExtensionWeb

PayJunction brings invoicing, recurring payments, customer records, and integrations into a browser-based terminal. Review the listed rates and surcharge exclusions before selecting a plan.

Visit PayJunction Virtual Terminal

The facts

Cashflows Virtual TerminalPayJunction Virtual Terminal
Free planNot publishedNo
Open sourceNot publishedNot published
Runs onWebAPI, Extension, Web
Lowest paid planFree or on requestFree or on request
Plans published13
MakerNot publishedNot published
Websitecashflows.compayjunction.com
On virtual terminal software#14 of 28#18 of 28

Cashflows Virtual Terminal: what it does well

  • Accepts Visa, Mastercard and American Express.
  • Payment links use Strong Customer Authentication.
  • No additional hardware is required.
  • No limit on users.
  • Supports refunds, invoices and customer records.

What to know first

  • Pricing is available on request.
  • Payment methods are cards only.
  • Requires a Cashflows Portal account.

PayJunction Virtual Terminal: what it does well

  • Electronic invoices by email or text
  • Recurring card and ACH payments
  • Refunds and customer records
  • Chrome extension and REST API
  • Month-to-month service

What to know first

  • No free plan
  • Additional fees may apply
  • Surcharge option has eligibility exclusions
  • Single currency support

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