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Bufy vs Pilot Wealth

Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Bufy

Free plan APIWeb

Bufy combines detailed budgeting, bill tracking, and manual investment records with encrypted data handling. Consider the invite-only rollout, manual account updates, and recovery-code requirement before signing up.

Visit Bufy

Pilot Wealth

Free plan Web

Pilot Wealth offers a Canadian-focused free starting tier and two paid plans with progressively broader investing, coaching, and learning features. Current sync pauses mean some account information may need manual tracking.

Visit Pilot Wealth

The facts

BufyPilot Wealth
Free planYesYes
Open sourceNot publishedNot published
Runs onAPI, WebWeb
Lowest paid planPro: €4.99 a monthPro: C$6.99 a month
Plans published33
MakerBufyNot published
Websitebufy.eupilotwealth.ca
On personal finance software#94 of 181#90 of 181

Bufy: what it does well

  • Daily, weekly, and monthly budget calculations
  • Tracks bills and recurring payments
  • Supports multiple budgeting methods
  • AES-256-GCM browser encryption
  • Exportable reports and integration reference

What to know first

  • Invite-only access during rollout
  • Bank and investment updates are manual
  • Email password reset is unavailable
  • Paid plans marked coming soon

Pilot Wealth: what it does well

  • Free plan includes unlimited transaction tracking
  • Tracks Canadian TFSA, RRSP, and FHSA accounts
  • Offers savings goals and emergency fund tools
  • Paid tiers add investment tracking and insights
  • Bank usernames and passwords are not stored

What to know first

  • Automatic bank sync is currently paused
  • Investment holdings auto-sync is paused
  • Free plan limits recurring subscriptions to three
  • Free plan tracks one income source

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