Side by side

BUDGT vs Guilders

Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Guilders combines broad account coverage, budgeting, net-worth calculations, and export tools in a free open-source service. Its early project status and limited mobile focus are important considerations.

Visit Guilders

The facts

	BUDGT	Guilders
Free plan	No	Not published
Open source	Not published	Not published
Runs on	iPhone, Android	API, Self-hosted, Web
Lowest paid plan	Free or on request	Not published
Plans published	5	None
Maker	BUDGT	Not published
Website	budgt.ch	guilders.app
On personal finance software	#179 of 181	#175 of 181

BUDGT: what it does well

Guilders: what it does well

Free and open source
Tracks assets and liabilities together
Connections advertised for 7,800+ institutions
Manual accounts support offline assets
REST API and MCP server included

What to know first

Project is described as very early
Updates may break backward compatibility
Data migration may not be possible
Mobile app is not currently a focus

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