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Budget3 vs Finfluence

Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Budget3

Free plan Web

Budget3 focuses on planning available money and future commitments rather than recording every purchase. Its free, bilingual web app offers projections, goals, bills, and net-worth tracking, with manual account management as the central limitation.

Visit Budget3

Finfluence

Free plan AndroidiPhone

Finfluence focuses on manual personal-finance organization rather than automatic account feeds. Its free mobile access, export formats and non-cloud storage approach define the main trade-offs.

Visit Finfluence

The facts

Budget3Finfluence
Free planYesYes
Open sourceNot publishedNot published
Runs onWebAndroid, iPhone
Lowest paid planFree or on requestFree or on request
Plans published12
MakerBudget3Not published
Websitebudget3.cafinfluence.com
On personal finance software#117 of 181#113 of 181

Budget3: what it does well

  • Projects budgets from three to 36 months
  • Calculates suggested transfers and goal contributions
  • Tracks dated assets, liabilities, and net worth
  • Supports personal and couple budgets
  • No bank credentials or transactions collected

What to know first

  • No automatic bank connection
  • Financial information must be entered manually
  • Not designed to report individual past purchases
  • Works with one bank account by default

Finfluence: what it does well

  • Free, ad-free mobile plan
  • Budgets, bills and recurring entries
  • Exports to Excel, CSV and PDF
  • Separate investment deposit tracking
  • Shared use for couples or families

What to know first

  • Account synchronization is manual
  • No web platform listed
  • Some connected features may transmit email and IP addresses
  • Optional in-app purchases are disclosed for one plan

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