Side by side
Bank of America Mobile Point of Sale vs Moneris PAYD
Both stand on mobile payment processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid AndroidiPhoneWeb
Choose Bank of America Mobile Point of Sale if you need mobile payment processing and sales reporting and already meet its Bank of America account requirements. Check the per-sale rates and unsupported transaction types against your payment needs before choosing it.
Visit Bank of America Mobile Point of Sale Paid AndroidiPhoneWeb
PAYD pairs mobile payments with invoicing and browser-based administration. Confirm account eligibility for credit card acceptance and consider the reader requirement and mobile Administration limits.
Visit Moneris PAYDThe facts
| Bank of America Mobile Point of Sale | Moneris PAYD | |
|---|---|---|
| Free plan | Not published | No |
| Open source | Not published | Not published |
| Runs on | Android, iPhone, Web | Android, iPhone, Web |
| Lowest paid plan | In-person swipe, dip and tap payments: $0.10 | Not published |
| Plans published | 5 | None |
| Maker | Not published | Not published |
| Website | business.bankofamerica.com | moneris.com |
| On mobile payment processing software | #16 of 26 | #22 of 26 |
Bank of America Mobile Point of Sale: what it does well
- Accepts swipe, dip, tap, and phone payments.
- Receipts can be sent by email or text.
- Supports recurring and offline payments.
- Includes 24/7 U.S.-based Merchant Services technical support.
- No long-term contracts or early termination fees are stated.
What to know first
- Requires a Merchant Services account and business checking account.
- Business Advantage 360 enrollment is required for Merchant Services.
- PIN Debit, EBT, and gift card transactions are unsupported.
- D135 requires a compatible merchant-supplied iOS or Android device.
Moneris PAYD: what it does well
- Accepts several payment types, including Interac Debit and cash.
- Invoices can be sent by email or SMS.
- Administration includes inventory and report management.
- Next-day payout timing is listed.
- Support links to setup and transaction help.
What to know first
- A payment reader is required.
- Tap to Pay is not available.
- Credit card acceptance may depend on the account.
- Mobile Administration omits some desktop functions.
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