Side by side
Bank of America Mobile Point of Sale vs Lopay
Both stand on mobile payment processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid AndroidiPhoneWeb
Choose Bank of America Mobile Point of Sale if you need mobile payment processing and sales reporting and already meet its Bank of America account requirements. Check the per-sale rates and unsupported transaction types against your payment needs before choosing it.
Visit Bank of America Mobile Point of Sale Free plan AndroidiPhoneWeb
Lopay covers in-person payments, payment links, and point-of-sale functions, with three plans listed without monthly fees. Check the Xero syncing and Tap to Pay requirements, and factor in shipping for listed US hardware.
Visit LopayThe facts
| Bank of America Mobile Point of Sale | Lopay | |
|---|---|---|
| Free plan | Not published | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone, Web | Android, iPhone, Web |
| Lowest paid plan | In-person swipe, dip and tap payments: $0.10 | Free or on request |
| Plans published | 5 | 3 |
| Maker | Not published | Not published |
| Website | business.bankofamerica.com | lopay.com |
| On mobile payment processing software | #16 of 26 | #2 of 26 |
Bank of America Mobile Point of Sale: what it does well
- Accepts swipe, dip, tap, and phone payments.
- Receipts can be sent by email or text.
- Supports recurring and offline payments.
- Includes 24/7 U.S.-based Merchant Services technical support.
- No long-term contracts or early termination fees are stated.
What to know first
- Requires a Merchant Services account and business checking account.
- Business Advantage 360 enrollment is required for Merchant Services.
- PIN Debit, EBT, and gift card transactions are unsupported.
- D135 requires a compatible merchant-supplied iOS or Android device.
Lopay: what it does well
- All three listed plans have no monthly fee.
- Payment links can be one-time or recurring.
- Point of sale supports product and stock management.
- In-app, email, and phone support are listed.
What to know first
- Daily Xero syncing excludes Ignite and lower or free plans.
- Tap to Pay has device and operating-system requirements.
- US hardware prices exclude shipping.
Alternatives to Bank of America Mobile Point of Sale Alternatives to Lopay The whole list