Side by side
Bank of America Mobile Point of Sale vs Grafterr GO!
Both stand on mobile payment processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Choose Bank of America Mobile Point of Sale if you need mobile payment processing and sales reporting and already meet its Bank of America account requirements. Check the per-sale rates and unsupported transaction types against your payment needs before choosing it.
Visit Bank of America Mobile Point of SaleChoose Grafterr GO! if you want to take payments from a phone or tablet, including Tap to Pay without a reader, and value next-working-day payouts. Its plan has no monthly fees or fixed costs, but transaction charges apply. Sellers who need offline payments should look elsewhere, since the app does not support them.
Visit Grafterr GO!The facts
| Bank of America Mobile Point of Sale | Grafterr GO! | |
|---|---|---|
| Free plan | Not published | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone, Web | Android, iPhone |
| Lowest paid plan | In-person swipe, dip and tap payments: $0.10 | GO! Reader: £42, paid once |
| Plans published | 5 | 2 |
| Maker | Not published | Not published |
| Website | business.bankofamerica.com | grafterr.com |
| On mobile payment processing software | #16 of 26 | #3 of 26 |
Bank of America Mobile Point of Sale: what it does well
- Accepts swipe, dip, tap, and phone payments.
- Receipts can be sent by email or text.
- Supports recurring and offline payments.
- Includes 24/7 U.S.-based Merchant Services technical support.
- No long-term contracts or early termination fees are stated.
What to know first
- Requires a Merchant Services account and business checking account.
- Business Advantage 360 enrollment is required for Merchant Services.
- PIN Debit, EBT, and gift card transactions are unsupported.
- D135 requires a compatible merchant-supplied iOS or Android device.
Grafterr GO!: what it does well
- Accepts cash, cards, chip and PIN, contactless, Google Pay and Apple Pay.
- Tap to Pay works on iOS and Android without a card reader.
- Payment requests can be sent by email or SMS.
- Catalogs, custom charges, tips and discounts support flexible checkout.
- Reports cover best sellers, trends and custom reporting.
What to know first
- Offline payments are not available.
- Transactions incur charges: 0.99%, 1.49% for credit cards and 2.99% for specified card types.
- The optional GO! Reader costs £42, paid once.
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