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Authorize.net vs SumUp Virtual Terminal

Both stand on virtual terminal software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Authorize.net

Paid AndroidAPIiPhone+1

Authorize.net supports several payment channels and recurring billing, with fraud tools and merchant support. Compare the monthly fee and transaction charges, and note that some legacy API methods are being phased out.

Visit Authorize.net

SumUp Virtual Terminal

Free plan AndroidiPhoneWeb
Visit SumUp Virtual Terminal

The facts

Authorize.netSumUp Virtual Terminal
Free planNoYes
Open sourceNot publishedNot published
Runs onAndroid, API, iPhone, WebAndroid, iPhone, Web
Lowest paid planSee the plansNot published
Plans published3None
MakerNot publishedNot published
Websiteauthorize.netsumup.com
On virtual terminal software#6 of 28#10 of 28

Authorize.net: what it does well

  • Accepts cards, Apple Pay, Google Pay, PayPal, and eChecks.
  • Automated billing supports subscriptions and payment plans.
  • Fraud detection rules can be customized.
  • Merchant support is available 24x7 except major holidays.

What to know first

  • No free plan is listed.
  • Every listed plan costs $25 a month.
  • Gateway-only requires an existing merchant account.
  • Legacy AIM, SIM, DPM, Relay Response, and Silent Post methods are being phased out.

SumUp Virtual Terminal: what it does well

    Alternatives to Authorize.net Alternatives to SumUp Virtual Terminal The whole list