Side by side
Authorize.net vs Helcim
Both stand on virtual terminal software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid AndroidAPIiPhone+1
Authorize.net supports several payment channels and recurring billing, with fraud tools and merchant support. Compare the monthly fee and transaction charges, and note that some legacy API methods are being phased out.
Visit Authorize.net Free plan AndroidAPIExtension+4
Helcim combines multiple payment channels with invoicing, recurring billing, payment links, and integrations. Its plan has no account monthly fees, but transaction rates vary and some payment types carry listed added fees.
Visit HelcimThe facts
| Authorize.net | Helcim | |
|---|---|---|
| Free plan | No | Yes |
| Open source | Not published | Not published |
| Runs on | Android, API, iPhone, Web | Android, API, Extension, iPhone, Mac, Web, Windows |
| Lowest paid plan | See the plans | Recurring payments: $0.40 a month |
| Plans published | 3 | 6 |
| Maker | Not published | Helcim |
| Website | authorize.net | helcim.com |
| On virtual terminal software | #6 of 28 | #2 of 28 |
Authorize.net: what it does well
- Accepts cards, Apple Pay, Google Pay, PayPal, and eChecks.
- Automated billing supports subscriptions and payment plans.
- Fraud detection rules can be customized.
- Merchant support is available 24x7 except major holidays.
What to know first
- No free plan is listed.
- Every listed plan costs $25 a month.
- Gateway-only requires an existing merchant account.
- Legacy AIM, SIM, DPM, Relay Response, and Silent Post methods are being phased out.
Helcim: what it does well
- Accepts payments in person, online, by invoice, and virtually
- Includes payment links and recurring payments
- Integrates with QuickBooks Online, Xero, and WooCommerce
- Daily payout schedule
- No account monthly fees
What to know first
- Recurring payments add 0.4% per transaction
- ACH/EFT-PAD costs 0.5% + 25¢ per transaction
- POS app is incompatible with Chromebooks and LG L322DL
- Phone support is limited to listed hours
Alternatives to Authorize.net Alternatives to Helcim The whole list