Side by side
Atome vs Riverty
Both stand on buy now, pay later platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidAPIiPhone+1
Atome offers a no-interest three-payment option at participating merchants, along with longer plans that may include a fee. Shoppers should account for suspension and administration fees if an automatic deduction fails.
Visit Atome Free plan AndroidAPIiPhone+1
Riverty combines merchant checkout options with consumer payment management and business financial products. Merchants should confirm pricing for their setup and integration before proceeding.
Visit RivertyThe facts
| Atome | Riverty | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, API, iPhone, Web | Android, API, iPhone, Web |
| Lowest paid plan | Pay-in-12: 0.75 SGD a month | Free or on request |
| Plans published | 6 | 8 |
| Maker | Not published | Not published |
| Website | atome.sg | riverty.com |
| On buy now, pay later platforms | #3 of 26 | #7 of 26 |
Atome: what it does well
- Pay-in-3 has 0% interest.
- Supports online and offline checkout.
- Earns 1 point per S$2 spent.
- Merchant API and POS options are documented.
What to know first
- Longer plans may carry a processing fee.
- Late payment can suspend the account.
- Late-payment administration fees are S$15 or S$30.
- Support is closed on weekends and public holidays.
Riverty: what it does well
- Supports web, iOS, Android, and API access.
- Integrates with named PSPs and commerce platforms.
- Consumer app tracks due dates and refunds.
- Offers several invoice and installment terms.
What to know first
- Pricing depends on setup and integration.
- Pay in 3 is designed for Dutch consumers.
Alternatives to Atome Alternatives to Riverty The whole list