Side by side

Apache Fineract vs Frappe Lending

Both stand on loan management software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Apache Fineract

Free plan Open source APILinuxMac+3

Apache Fineract combines core banking functions with configurable products, workflows, and open APIs. Its hosting organization must take responsibility for secure deployment and maintenance.

Visit Apache Fineract

Frappe Lending combines loan operations, accounting, risk tracking and compliance capabilities in one system. It offers free self-hosting or a paid cloud option, with functional support outside the Product Warranty.

Visit Frappe Lending

The facts

	Apache Fineract	Frappe Lending
Free plan	Yes	Yes
Open source	Yes	Yes
Runs on	API, Linux, Mac, Self-hosted, Web, Windows	API, Self-hosted, Web
Lowest paid plan	Free or on request	Frappe Cloud Sites: $5 a month
Plans published	1	5
Maker	Not published	Not published
Website	fineract.apache.org	frappe.io
On loan management software	#1 of 30	#2 of 30

Apache Fineract: what it does well

Free and open source under Apache License 2.0
Supports loans, savings, accounting, and reporting
Cloud and on-premise deployment options
Multi-tenancy isolates data by database or schema
Open APIs support custom interfaces and extensions

What to know first

Secure production deployment requires ongoing maintenance
Fineract CN was deprecated and archived

Frappe Lending: what it does well

Covers origination, disbursements, repayments and accounting.
Tracks collateral, guarantees and securities.
Includes co-lending and loan transfer capabilities.
Free self-hosted plan under GPL-3.0.

What to know first

Cloud trial lasts 14 days.
Continued cloud use requires a Frappe Cloud plan.
Functional support is excluded from Product Warranty.

Alternatives to Apache Fineract Alternatives to Frappe Lending The whole list