Side by side
Amini vs Goin
Both stand on automated savings apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhone
Choose Amini if you are in Nigeria and want savings, transfers, group contributions, and bill payments in one app. Free account opening and transfers between Amini users are useful for getting started. Check the displayed provider fees and savings withdrawal conditions before confirming a withdrawal or bill payment.
Visit Amini
Free plan AndroidExtensioniPhone
Goin combines automated saving, goal tracking, cryptocurrency investment, and shopping rewards across mobile apps and a Chrome extension. Users should note the Pro price and the potential monthly charges for inactive accounts.
Visit GoinThe facts
| Amini | Goin | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone | Android, Extension, iPhone |
| Lowest paid plan | Free or on request | Goin Pro: €1.33 a month |
| Plans published | 1 | 2 |
| Maker | Not published | Not published |
| Website | aminihq.com | goin.app |
| On automated savings apps | #1 of 17 | #3 of 17 |
Amini: what it does well
- Supports goal-based, locked, and scheduled savings.
- Adashi tracks group contributions in a shared ledger.
- Transfers between Amini users are free.
- Pays for airtime, data, electricity, and TV subscriptions.
- Available in Hausa and English.
What to know first
- Bank withdrawals carry provider fees.
- Bill payments carry provider fees.
- Savings withdrawal terms depend on the selected plan.
Goin: what it does well
- Supports round-ups, regular contributions, and custom saving rules
- Users can separate money into goals or wallets
- Offers investment in more than 50 cryptocurrencies
- Chrome extension offers coupons across more than 1,000 brands
- Free plan includes automatic saving, investments, and rewards
What to know first
- Goin Pro costs €1.33 a month
- Inactive accounts may incur monthly fees after three months
- Saving accelerator invests through a DeFi protocol