Side by side
Amini vs finbee
Both stand on automated savings apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhone
Choose Amini if you are in Nigeria and want savings, transfers, group contributions, and bill payments in one app. Free account opening and transfers between Amini users are useful for getting started. Check the displayed provider fees and savings withdrawal conditions before confirming a withdrawal or bill payment.
Visit Amini Free plan AndroidiPhone
finbee offers several ways to build savings around goals, with a practice feature that does not require bank linking. Check the plan’s history access, Mizuho transfer limit and any applicable bank fee before choosing how to use it.
Visit finbeeThe facts
| Amini | finbee | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone | Android, iPhone |
| Lowest paid plan | Free or on request | ベーシック: ¥3,000 a year |
| Plans published | 1 | 6 |
| Maker | Not published | Not published |
| Website | aminihq.com | finbee.jp |
| On automated savings apps | #1 of 18 | #4 of 18 |
Amini: what it does well
- Supports goal-based, locked, and scheduled savings.
- Adashi tracks group contributions in a shared ledger.
- Transfers between Amini users are free.
- Pays for airtime, data, electricity, and TV subscriptions.
- Available in Hausa and English.
What to know first
- Bank withdrawals carry provider fees.
- Bill payments carry provider fees.
- Savings withdrawal terms depend on the selected plan.
finbee: what it does well
- Set savings goals, amounts and deadlines.
- Rules include recurring, card-based and step-based savings.
- Practice savings without linking a bank account.
- Free plan includes savings history for active goals.
- No service fee is stated for finbee.
What to know first
- Free plan shows active-goal history for two years only.
- Completed-goal history is unavailable on the free plan.
- Android step savings requires Health Connect on version 8.5.0 or later.
- Mizuho transfers are limited to ¥500,000 per day.

