Side by side
Afterpay vs Aplazo
Both stand on buy now, pay later platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidAPIiPhone+1
Afterpay offers shoppers installment payments and payment-management features, while retailers can add checkout across several channels. Eligibility, possible late fees and possible finance fees are important considerations.
Visit Afterpay
Free plan AndroidAPIiPhone+1
Aplazo provides several ways to pay at participating Mexican stores, with plan details shown before purchase confirmation. Monthly payment options have specific purchase and merchant conditions, while virtual card payments remain biweekly.
Visit AplazoThe facts
| Afterpay | Aplazo | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, API, iPhone, Web | Android, API, iPhone, Web |
| Lowest paid plan | Free or on request | Not published |
| Plans published | 2 | None |
| Maker | Not published | Not published |
| Website | afterpay.com | aplazo.mx |
| On buy now, pay later platforms | #2 of 26 | #6 of 26 |
Afterpay: what it does well
- Pay in 4 spreads payments across six weeks.
- App tracks payments and allows date rescheduling.
- Digital Afterpay Card supports Apple Wallet and Google Wallet.
- Retailers can use existing point-of-sale equipment in-store.
- Business Hub combines transactions, settlements and reporting.
What to know first
- Eligibility is required for Pay in 4.
- Late fees may apply.
- Some transactions may have a finance fee.
- U.S. customers must be at least 18 and meet criteria.
Aplazo: what it does well
- Works at participating online and physical stores.
- Offers payment plans without requiring prior credit history.
- Shows amounts, dates, total cost, and applicable charges before confirmation.
- Allows early payments through the app.
- Provides e-commerce integrations and a developer API.
What to know first
- Monthly plans require direct merchant availability and eligible purchases over $5,000 MXN.
- Virtual card purchases use biweekly payments.
- The virtual card is limited to its selected store and amount.
- Registration requires identification, a selfie, a mobile number, and personal details.
Alternatives to Afterpay Alternatives to Aplazo The whole list