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Actual Budget vs Fudget

Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Actual Budget

Free plan APILinuxMac+3

Actual Budget pairs envelope budgeting with bill tracking, net-worth tracking and report export at no listed cost. Its supported platforms and optional self-hosted synchronization are central considerations for choosing it.

Visit Actual Budget

Fudget

Free plan WindowsMaciPhone+1
Visit Fudget

The facts

Actual BudgetFudget
Free planYesYes
Open sourceNot publishedNot published
Runs onAPI, Linux, Mac, Self-hosted, Web, WindowsWindows, Mac, iPhone, Android
Lowest paid planFree or on requestSee the plans
Plans published13
MakerNot publishedFudget
Websiteactualbudget.orgfudget.com
On personal finance software#5 of 181#88 of 181

Actual Budget: what it does well

  • Free plan includes desktop and web access.
  • Supports envelope budgeting.
  • Includes bill and net-worth tracking.
  • Available on Windows, macOS and Linux.
  • Optional self-hosted synchronization is included.

What to know first

  • No paid tier is listed in the provided plan details.
  • Self-hosted synchronization is optional rather than required.

Fudget: what it does well

    Alternatives to Actual Budget Alternatives to Fudget The whole list