Actual Budget vs Chip
| Actual Budget | Chip | |
|---|---|---|
| Free plan | Yes | Yes |
| Free trial | No | Yes |
| Paid from | Free | £5.99/mo |
| Open source | No | No |
| Platforms | Web, Windows, macOS, Linux | Android, iOS |
| Free plan | Yes | Yes |
| Budgeting tools | Yes | — |
| Bill tracking | Yes | — |
| Net-worth tracking | Yes | — |
| Account sync | both | — |
| Report export | Yes | — |
Both are listed in Best Personal Finance Software. On Freedom251, Actual Budget scores higher on our published basis.