Pricing

Zilch pricing

As zilch.com lists them, read 7 Oct 2026. The maker's own page has the final word.

Plan	Billed and limits	Price
Zilch Standard	Free · Up to 5% Rewards · in-app only · £4.99 card fee	Free
Zilch Extra	£2.99/month · Up to 5% Rewards · everywhere · physical card included	£2.99 a month
Zilch Plus	£4.99/month · Up to 6% Rewards · 1% for Pay over time in-app · 0.25% outside app · physical card included	£4.99 a month