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YAS

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What YAS is

YAS turns live driving and machine data into risk scores for fleet safety and insurer pricing support. Its AURA score combines roughly 100 risk factors and indicates which behaviors affected the result. Before scoring, the ODD Engine adds context such as road, weather, speed, and operating conditions. Fleet tools include live machine tracking, risk dashboards, predictive claim risk, driver scoring, and ranked driver tables; driver coaching is also listed. Data can come through certified telematics connectors, edge-capture SDKs, or custom feeds for non-standard formats. YAS provides iOS and Android SDKs that capture motion and GPS, store records locally in batches, and sync them securely. The read-only REST Events API exposes scored trips, routes, vehicles, and factor-level AURA details. YAS says it encrypts production data in transit and at rest and uses role-scoped access and audit trails. Inputs, scores, and recommendations are logged and time-stamped, with a qualified person making the final decision. Licensed insurers retain authority over pricing and underwriting. YAS works with licensed insurer partners across APAC; availability depends on the carrier programme. Pricing is available on request.

Who it suits

YAS suits fleet operators and licensed insurer partners seeking driving-risk scores, fleet monitoring, or insurer pricing support. It may also fit teams that need data access through SDKs or an API.

What it does well

  • AURA combines roughly 100 risk factors into an explainable score.
  • ODD Engine adds road, weather, speed, and operating context.
  • Supports certified connectors, SDKs, and custom data feeds.
  • REST API provides read-only access to scored trip data.
  • Scoring inputs and recommendations are logged and time-stamped.

What to know first

  • Availability depends on the carrier programme.
  • Insurers retain pricing and underwriting authority.
  • Pricing is available on request.

Limits

Pricing is provided on request. YAS offers qualified pilots sandbox credentials, and specific market availability depends on the carrier programme.

Getting started

  1. Visit the YAS website.
  2. Contact YAS to discuss access and pricing.
  3. Qualified pilots can receive sandbox credentials and reference documentation.
  4. Connect data through a certified telematics connector, an edge-capture SDK, or a custom feed.
  5. Use the REST Events API for read-only access to scored trips, routes, vehicles, and AURA breakdowns.

Verdict

YAS combines contextualized driving-risk scores with fleet dashboards and developer data access. Its role is decision support: the licensed insurer makes pricing and underwriting decisions, and availability varies by carrier programme.

Questions

How much does YAS cost?

YAS is paid, with pricing available on request.

Which platforms does YAS support?

Its listed platforms are Android, iOS, web, and API. YAS also provides iOS and Android SDKs.

What does YAS score?

AURA combines roughly 100 risk factors into an explainable score and shows which behaviors affected it. Risk scoring and driver coaching are listed.

Can YAS connect to other data systems?

Data can enter through certified telematics connectors, edge-capture SDKs, or custom feeds. Its read-only REST Events API provides scored trip, route, vehicle, and AURA factor data.

Who makes underwriting decisions?

YAS provides risk scores and decision support. The licensed insurer keeps authority over pricing and underwriting decisions.

Where is YAS available?

YAS says it works with licensed insurer partners across APAC. Availability depends on the carrier programme.

Facts from YAS's own pages

API
The REST Events API provides scored trips, GPS routes, and factor-level AURA breakdowns over HTTP. · yas.io, 9 Oct 2026
Audience
YAS describes its intended users as fleet operators, insurers and underwriters, platforms and builders, and regulators or supervisors. · yas.io, 9 Oct 2026
Availability
YAS says it currently scores commercial EV fleets and robotics deployments, with autonomous-vehicle pilots expanding as markets open. · yas.io, 9 Oct 2026
Company
The site identifies the company as YAS DIGITAL LIMITED and lists Hong Kong Insurance Authority licence FA2648. · yas.io, 9 Oct 2026
Context
The ODD Engine matches trips to road, weather, and operating conditions before scoring. · yas.io, 9 Oct 2026
Features
Product views include live machine tracking, fleet risk dashboards, 90-day claim-risk estimates, driver scoring, and sortable driver tables. · yas.io, 9 Oct 2026
Founded
The About page records YAS as licensed in Hong Kong in 2018, but does not state a founding year. · yas.io, 4 Oct 2026
Governance
YAS says AURA supports underwriting but a qualified person makes the decision, and model updates are tested against operating data before release. · yas.io, 9 Oct 2026
Headquarters
Hong Kong SAR · yas.io, 28 Sept 2026
Insurer authority
The licensed insurer retains authority over pricing and underwriting; YAS provides decision support rather than binding coverage. · yas.io, 9 Oct 2026
Integrations
The integration catalogue lists Geotab and Samsara as pilot connectors, Motive on the roadmap, the YAS SDK as live, robotics OEM feeds as pilot, and SFTP batch as live. · yas.io, 9 Oct 2026
Mobile SDK
YAS provides iOS and Android SDKs that capture motion and GPS at the edge, batch records locally, and sync them securely. · yas.io, 4 Oct 2026
Monitoring
The platform includes live machine tracking, fleet risk dashboards, predictive claim risk, driver scoring, and ranked driver tables. · yas.io, 4 Oct 2026
Onboarding
Qualified pilot teams can use sandbox credentials and reference APIs before production, and YAS says it replies to enquiries within 48 hours. · yas.io, 9 Oct 2026
Operational context
The ODD Engine annotates events with road, weather, speed, and operating conditions before scoring. · yas.io, 4 Oct 2026
Pilot access
Qualified pilots can receive sandbox credentials and reference documentation, and YAS says it replies to inquiries within 48 hours. · yas.io, 4 Oct 2026
Product
YAS turns live driving and machine data into real-time risk scores for fleet safety and insurer pricing support. · yas.io, 4 Oct 2026
Purpose
YAS turns live driving and machine data into a real-time risk score for fleet safety and insurer pricing support. · yas.io, 9 Oct 2026
Scoring
Its AURA score combines roughly 100 risk factors and explains which behaviours moved the score. · yas.io, 9 Oct 2026
SDK
YAS offers iOS and Android SDKs to capture motion and GPS at the edge and sync the data. · yas.io, 9 Oct 2026
Security
YAS states that production data is encrypted in transit and at rest, access is role-scoped, and scoring inputs, outputs, and explanations are logged with timestamps. · yas.io, 9 Oct 2026
Underwriting authority
YAS provides risk scores and decision support; the licensed insurer retains authority over pricing and underwriting decisions. · yas.io, 4 Oct 2026

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