Freedom251 › Merchant of Record Software

Whop

Free plan AndroidAPIiPhoneWeb

What Whop is

Whop is a marketplace and commerce platform for buying and selling products and services. Sellers can set up a storefront, manage ads, accept checkout, and use a wallet, or add checkout and payment tools to their own sites. Its listed use cases include coaching and courses, services, physical products, marketplaces, gig work, paid groups, software, telehealth, and events. The payments offering supports 100+ payment methods, accelerated checkout, and prebuilt interfaces. Payout choices include next-day ACH, instant bank deposit, crypto, Venmo, bank wire, and international local bank transfers. Whop's App Store includes built-in apps, and developers can create custom apps using Next.js and the Whop SDK. Its Discord app can connect a server, sell membership access, assign roles, and manage users according to subscription status. The service is available on web, Android, and iOS, with APIs and embeds. Use is free, though fees may apply to some transactions and services: listed charges include $0.03 per transaction for 3DS, $0.07 per transaction for Radar fraud detection, and $15 per dispute.

Who it suits

Whop suits sellers and digital entrepreneurs who want to offer products, services, memberships, or events. Its listed tools also address sellers using their own sites, Discord communities, or custom apps.

What it does well

Free to use, though certain transactions and services may incur fees.
Supports 100+ payment methods.
Lists several payout methods, including instant bank deposit and crypto.
Offers embedded checkout tools and a built-in App Store.
Discord app can assign roles based on membership.

What to know first

Some transactions and services may carry fees.
Terms say Whop is not obligated to provide support.

Plans

Plan	Billed and limits	Price
Custom Pricing	tailored rates for high-volume businesses · dedicated account manager · country-specific rates · volume-based pricing · dedicated implementation	On request
Standard Pricing	per successful card transaction · no setup fees · no monthly costs · international cards add 1.5% · currency conversion adds 1%	On request

As whop.com lists them, read 14 Oct 2026. The maker's own page has the final word.

Getting started

Visit the Whop website.
Choose the Standard Pricing pay-as-you-go option or contact sales about Custom Pricing.
Set up a storefront or add embedded checkout and payment tools to your own site.
Use the web, Android or iOS service, or connect through APIs and embeds.

Verdict

Whop brings marketplace, seller, payment, and app tools together, with uses ranging from courses to physical products and events. Check which transaction or service fees apply, and note that support is not guaranteed under its terms.

Questions

Is Whop free to use?

Whop says using the service is free, though fees may apply to certain transactions and services.

What fees does Whop list?

It lists a $0.03 3DS fee per transaction, a $0.07 Radar fraud detection fee per transaction and a $15 dispute fee.

Which platforms does Whop support?

Whop lists web, Android and iOS, as well as APIs and embeds.

Can developers build apps for Whop?

Yes. Developers can build custom apps using Next.js and the Whop SDK; the App Store also includes built-in apps.

What are Whop's pricing options?

Standard Pricing is pay-as-you-go per successful domestic card transaction, with additional charges for international cards and currency conversion. Custom Pricing uses tailored rates for high-volume businesses; contact sales.

Does Whop offer customer support?

Whop's terms say it is not obligated to provide support. Any support it offers is subject to published policies.

Facts from Whop's own pages

API authentication: Whop offers Account API keys, App API keys and OAuth tokens. · docs.whop.com, 14 Oct 2026
API licence: Developer terms grant a revocable, nonexclusive licence and state that Whop retains ownership of its API, SDKs and documentation. · whop.com, 14 Oct 2026
API sandbox: Whop documents separate sandbox credentials where test transactions do not move real money. · docs.whop.com, 14 Oct 2026
API stability limit: Whop reserves the right to change, limit or discontinue API features and can require developers to update at their own cost. · whop.com, 14 Oct 2026
Apps and integrations: Whop’s App Store includes built-in apps, and Whop says developers can build custom apps using Next.js and the Whop SDK. · whop.com, 2 Oct 2026
Bug bounty: Whop lists bug-bounty rewards from $50-$250 for low severity through $2,500-$5,000 or more for critical issues. · jx9w3t8xzhfjp1xpgdpg.apps.whop.com, 14 Oct 2026
Business tools: Whop describes its offering as a storefront, ads manager, checkout, and wallet in one place. · whop.com, 2 Oct 2026
Community integrations: Whop’s Discord app can connect a Discord server, sell membership access, assign roles based on membership, and manage users based on subscription status. · whop.com, 2 Oct 2026
Community tools: Whop provides chat, courses, forums, content, events and other community experiences. · whop.com, 14 Oct 2026
Company: A Whop company blog says Whop was founded in 2021 and identifies Steven Schwartz as CEO and co-founder. · whop.com, 2 Oct 2026
Company profile: LinkedIn lists Whop as a privately held software-development company founded in 2021 with 51-200 employees and Brooklyn headquarters. · linkedin.com, 14 Oct 2026
Digital products: The platform lets creators sell software, services, courses, memberships and other digital products. · play.google.com, 14 Oct 2026
Documentation: The developer documentation includes quickstarts, credential guidance, API references, checkout setup and webhook instructions. · docs.whop.com, 14 Oct 2026
Fees: Whop states that using the service is free, though fees may apply to certain transactions and services. · whop.com, 2 Oct 2026
Funding: TechCrunch reported a $17 million Series A in July 2023 led by Insight Partners, valuing Whop above $100 million. · techcrunch.com, 14 Oct 2026
Headquarters: Brooklyn, New York, United States · whop.com, 28 Sept 2026
Integration limits: Lasso documentation says product variants are unsupported for post-purchase upsells, upsells are USD-only and Meta CAPI can emit duplicate events. · docs.whop.com, 14 Oct 2026
Integrations: The Lasso integration connects Shopify stores to Whop payments and supports Meta CAPI, WeTracked, Triple Whale and Klaviyo. · docs.whop.com, 14 Oct 2026
Legal entity: Whop's privacy policy identifies the operating company as Whop, Inc., at 300 Kent Ave #401, Brooklyn, New York. · whop.com, 14 Oct 2026
Limit: app reliability: Google Play reviewers report landscape glitches, inconsistent course-progress tracking and video-speed errors. · play.google.com, 14 Oct 2026
Limit: support and disputes: Trustpilot complaints repeatedly mention delayed or AI-only support, frozen funds, denied refunds and difficult dispute handling. · trustpilot.com, 14 Oct 2026
Member management: Sellers can view members, joining dates and payments, send announcements and track engagement. · whop.com, 14 Oct 2026
Mobile apps: Whop’s terms state that the service includes iOS and Android apps, APIs, embeds, and websites. · whop.com, 2 Oct 2026
Mobile requirements: The Apple listing requires iOS 18+, iPadOS 18+, macOS 15+ on Apple silicon Macs or visionOS 2+; it lists a 276.3 MB app. · apps.apple.com, 14 Oct 2026

Where Whop stands on Freedom251

Merchant of Record Software#7 of 32