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VirtualCards

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VirtualCards's own site

What VirtualCards is

VirtualCards pairs a consumer loyalty-card wallet with tools for merchants to run loyalty programs and campaigns. Consumers can add cards by scanning a plastic card’s barcode, uploading a screenshot, or entering details, then show the saved barcode or code at checkout. Saved cards work offline; offers appear after the app synchronizes online. The app is available on Android, iOS, and the web. Merchants can build programs around points, stamps, offers, coupons, tiers, and rewards, and use push notifications, campaigns, direct messages, geo-targeting, and customer feedback. Its dashboard reports active customers, purchase frequency, reward use, and campaign performance. Merchant promotions may appear in the app and on the website, where users can discover brands, offers, and rewards. The maker lists horeca, beauty, retail, fitness, and clothing and accessories among merchant sectors. The Free plan allows up to 50 cards, one offer and one push notification per month, one location, and basic statistics; it excludes coupons and multi-user access. Paid plans are €50 a month for Starter and €99 a month for Business. Displayed merchant plan prices exclude VAT, which is added at checkout based on country and VAT-payer status.

Who it suits

VirtualCards suits consumers who want loyalty cards stored on their phone and merchants building loyalty programs. Its merchant tools cover sectors including horeca, beauty, retail, fitness, and clothing and accessories.

What it does well

  • Saved loyalty cards can be used offline
  • Consumers can add cards by scan, screenshot, or entry
  • Merchant programs support points, stamps, coupons, and tiers
  • Dashboard reports customer activity and campaign performance
  • Available on Android, iOS, and web

What to know first

  • Free plan is limited to 50 cards
  • Free plan excludes coupons and multi-user access
  • Free plan allows one offer and one push notification monthly
  • VAT is added to displayed merchant plan prices at checkout

Limits

The Free plan is capped at 50 cards, one offer and one push notification per month, one location, and basic statistics; it has no coupons or multi-user access. Starter costs €50 a month and allows up to 300 cards, while Business costs €99 a month and allows up to 800 cards. Merchant plan prices exclude VAT, which is added at checkout based on country and VAT-payer status.

Plans

PlanBilled and limitsPrice
Freeup to 50 cards · 1 offer / month · 1 push notification / month · 1 location · basic statistics · email support · no coupons or multi-user accessFree
Starterbilled 400.00€/year · up to 300 cards · 2 offers / month · 2 coupons / month · 2 push notifications / month · 5 locations · advanced statistics · AI Chat support€400 a year
Starter50.00€ / month · up to 300 cards · 2 offers / month · 2 coupons / month · 2 push notifications / month · 5 locations · advanced statistics · AI Chat support€50 a month
Businessbilled 790.00€/year · up to 800 cards · 4 offers / month · 4 coupons / month · 3 push notifications / month · unlimited locations · advanced statistics + export · GDPR compliant + DB export · AI Chat + priority human support€790 a year
Business99.00€ / month · up to 800 cards · 4 offers / month · 4 coupons / month · 3 push notifications / month · unlimited locations · advanced statistics + export · GDPR compliant + DB export · AI Chat + priority human support€99 a month

As virtualcardsapp.com lists them, read 9 Oct 2026. The maker's own page has the final word.

Getting started

  1. Visit https://www.virtualcardsapp.com/en/.
  2. Use the Android, iOS, or web app.
  3. Add a loyalty card by scanning its barcode, uploading a screenshot, or entering card details.
  4. For merchant tools, choose the Free, Starter, or Business plan.

Verdict

VirtualCards combines an offline-capable loyalty card wallet with merchant program and campaign tools. Its Free merchant plan has card, offer, notification, and access limits; paid plans cost 50.00 EUR or €99 a month before applicable VAT.

Questions

Is VirtualCards free?

Yes. The Free plan costs nothing.

What platforms does VirtualCards support?

It is available on Android, iOS, and the web.

What do the merchant plans cost?

Starter is €50 a month and Business is €99 a month. VAT is added at checkout based on country and VAT-payer status.

What is limited on the Free plan?

It allows up to 50 cards, one offer and one push notification per month, one location, and basic statistics. Coupons and multi-user access are excluded.

Can consumers use saved cards offline?

Yes. Saved cards work offline, while offers become available after the app synchronizes online.

Who develops VirtualCards?

VirtualCards is a project developed by Active Soft. The maker says the app appeared in 2011.

Facts from VirtualCards's own pages

Analytics
The dashboard reports active customers, purchase frequency, reward use, and campaign performance. · virtualcardsapp.com, 9 Oct 2026
Campaign features
The merchant platform lists push notifications, dedicated campaigns, direct messages, geo-targeting, customer feedback, and detailed reports. · virtualcardsapp.com, 9 Oct 2026
Card setup
Users can add cards by scanning a plastic card’s barcode, uploading a screenshot, or entering details for a new card. · virtualcardsapp.com, 9 Oct 2026
Company history
The maker’s About page says the VirtualCards app appeared in 2011 and is a project developed by Active Soft. · virtualcardsapp.com, 9 Oct 2026
Consumer app
VirtualCards stores users’ loyalty cards on their phones so they can show a card barcode or code at checkout. · virtualcardsapp.com, 9 Oct 2026
Ecosystem
The maker says merchant promotions appear in its mobile app and on its website, where users can discover brands, offers, and rewards. · virtualcardsapp.com, 9 Oct 2026
Headquarters
Bucharest, Romania · virtualcardsapp.com, 28 Sept 2026
Loyalty options
Merchant programs can use points, stamps, offers, coupons, tiers, and rewards. · virtualcardsapp.com, 9 Oct 2026
Merchant audience
The maker lists horeca, beauty, retail, fitness, and clothing and accessories among the merchant sectors using the platform. · virtualcardsapp.com, 9 Oct 2026
Merchant tools
Merchants can create loyalty programs, send promotions and notifications, communicate with customers, and review results. · virtualcardsapp.com, 9 Oct 2026
Offline use
The FAQ says saved loyalty cards can be used without an internet connection, while offers become accessible after the app synchronizes online. · virtualcardsapp.com, 9 Oct 2026
Pricing limits
Displayed merchant plan prices exclude VAT, which is added at checkout based on country and VAT-payer status. · virtualcardsapp.com, 9 Oct 2026
Privacy and security
The privacy notice says VirtualCards uses access controls, firewalls, secure servers, encryption for certain data, and holds ISO/IEC 27001:2013 certification. · virtualcardsapp.com, 9 Oct 2026
Support
The maker directs users to the in-app feedback form or [email protected] for questions. · virtualcardsapp.com, 9 Oct 2026
Supported platforms
The FAQ says the application is available for Web, Android, and iOS. · virtualcardsapp.com, 9 Oct 2026

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