Thunes

Web · API

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Freedom report

One barScore 5.4

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Thunes is ranked #11 of 29 in payout software on Freedom251. It runs on API, Web.

Thunes plans and pricing

All plans

Thunes payment services Not published Fees specified in an Order Document or provided during onboarding; transaction fees vary by service, volume, corridor and risk thunes.com · 2 Oct 2026

Compared on payout software

Mass payouts: Yes
Marketplace disbursements: Yes
Contractor payments: Yes
Payout methods: bank_transfer
API access: Yes

Best Thunes alternatives

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Two bars Wise Free tier No. 1Free6.6 One bar Payouts.com Free tier No. 2Free6.3 One bar Plane Contractor Management Free tier No. 3$39/mo6.3 One bar Tremendous Free tier No. 4Free6.3 One bar PayQuicker Paid plans No. 5—5.6 No signal Arbonum Paid plans No. 6—5.5

The record

What it does: Thunes is a cross-border payments network for instant, transparent money movement.
Payment API: Its platform provides access to global payment methods through a single API.
Payouts: Thunes supports payouts to mobile wallets, stablecoin wallets, bank accounts and cards.
Payment acceptance: Thunes supports acceptance of mobile wallets, bank payments, digital vouchers and BNPL payments.
Coverage: Thunes states that it reaches 140 countries, 90 currencies and 220 payment methods.
Endpoints: Thunes says its network reaches 4 billion mobile and stablecoin wallets, 8 billion bank accounts and 15 billion cards.
Integration: Customers can connect through API or Swift.
Settlement: Thunes states that 85% of payments settle immediately or in real time.
Reporting: The platform provides real-time transaction tracking, instant payment confirmations and detailed transaction insights.
Compliance: Thunes says it is licensed in 50 markets and compliant with PCI DSS and ISO 27001.
Regulatory licences: Thunes states that it is licensed by MAS in Singapore, FCA in the UK and ACPR in France, and registered with FinCEN in the US.
Implementation support: Thunes says onboarding takes a few weeks and includes support from a dedicated Solutions Delivery team.
Target customers: Thunes serves banks and neobanks, mobile wallets, payment service providers, gig economy platforms, money transfer operators, digital asset companies, e-commerce and payroll or EOR businesses.
Product: Thunes provides a global cross-border payments network connecting businesses to local payment methods through direct connections.

Where it ranks on Freedom251

Best Payout Software in 2026#11 of 29

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Sources

swift.com/modal/swift_component/325572· checked 1 Oct 2026
thunes.com/cross-border-payments/· checked 1 Oct 2026
thunes.com· checked 1 Oct 2026
thunes.com/about-us/· checked 1 Oct 2026
thunes.com/direct-global-network/· checked 2 Oct 2026
developers.thunes.com/money-transfer/v2/· checked 2 Oct 2026
thunes.com/industries/banks-and-neo-banks/· checked 2 Oct 2026
thunes.com/privacy-notice/· checked 2 Oct 2026
thunes.com/legal-thunes-terms/· checked 2 Oct 2026