No. 21 of 26 ·Credit Management Software

Thor

Name: Thor
Price: 350 USD

Web · paid plans from $350/mo

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Freedom report

One barScore 4.9

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Thor is ranked #21 of 26 in credit management software on Freedom251. It runs on Web. There is no free plan. Paid plans start at $350/mo.

Thor plans and pricing

All plans

One plan $350/mo $350 flat per month, includes up to 2 users Credit Applications · Risk Monitoring · Collections · Free onboarding and training jointhor.com · 1 Oct 2026

Compared on credit management software

Free plan: No
Paid from: $350/mo
Application workflow: Yes
Credit limit controls: Yes
Exposure monitoring: Yes
Risk scoring: Yes
Review workflows: Yes
ERP/accounting connectors: Yes

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The record

Product scope: Thor is a trade credit and accounts receivable platform for wholesale distributors, combining credit applications, risk monitoring, and collections.
Credit applications: Thor provides branded, self-serve online credit applications with electronic signatures and automated bank and trade reference checks.
Risk monitoring: Thor continuously monitors every account and refreshes recommended credit limits weekly.
Collections: Thor sends escalating email sequences, prioritizes worklists by dollars at stake and risk, and tracks promises and disputes automatically.
ERP integrations: Thor lists NetSuite, DDI Advantive, QuickBooks, Acumatica, Zoho, Odoo, Dynamics 365, and dozens more ERP connections.
Microsoft integration: Thor's Outlook integration lets teams send credit and collections email from a connected Microsoft 365 mailbox through Microsoft's OAuth consent flow.
Onboarding: Every account includes free integration, onboarding, training, and a dedicated go-live plan delivered in four weeks.
Security: Thor says it uses encryption in transit, access controls, and least-privilege access to production systems.
Data policy: Thor says it does not sell personal information or use Microsoft Graph data to train generalized advertising models or serve third-party ads.
Intended users: The service is intended for business use, and users must be at least 18 years old and able to form a binding contract.
Service limitation: Thor states that its credit scores, recommended limits, and risk alerts support customer decisions and that Thor is not a consumer reporting agency, credit bureau, law firm, or collection agency.
Support: Thor offers guided onboarding and ongoing support from people who understand trade credit and distributor operations.
Price from: $350/mo

Where it ranks on Freedom251

Best Credit Management Software in 2026#21 of 26

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Sources

jointhor.com· checked 1 Oct 2026
jointhor.com/features/credit-applications· checked 1 Oct 2026
jointhor.com/features/risk-monitoring· checked 1 Oct 2026
jointhor.com/features/collections· checked 1 Oct 2026
jointhor.com/privacy· checked 1 Oct 2026
jointhor.com/pricing· checked 1 Oct 2026
jointhor.com/terms· checked 1 Oct 2026