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Stryd

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Stryd's own site

What Stryd is

Stryd is Paygen’s Pay By Bank product for accepting ACH e-check payments from customers’ bank accounts, with Plaid verification. Merchants can create one-time bank payment links or recurring subscriptions scheduled weekly, monthly, yearly, or at custom intervals. Subscriptions can be paused, resumed, or cancelled. Stryd says it checks a customer’s available balance before processing and can select an account when available. Plaid provides connections to more than 12,000 US financial institutions. Integration options include WooCommerce, Shopify checkout flows, a developer API, and webhooks. Stryd identifies SaaS and subscription platforms, high-ticket businesses, freelancers, service providers, and marketplaces as intended users. The Starter plan costs $200 a month (billed + 3% + $2 per transaction); Standard costs $500 a month (billed + 3% + $2 per transaction). Enterprise has volume-based pricing, with no price listed. Stryd says its partner bank, Paya (Nuvei), handles money movement and settlement, rather than Stryd holding funds.

Who it suits

Stryd may suit SaaS and subscription platforms, marketplaces, freelancers, service providers, or high-ticket businesses that want to accept bank payments. Its API and webhook support may also suit teams building payment flows into their products.

What it does well

  • One-time and recurring bank payment links
  • Subscriptions support custom intervals
  • Connects to over 12,000 US institutions through Plaid
  • Offers API and webhook access

What to know first

  • No free plan
  • Starter and Standard include transaction charges
  • Stryd does not hold funds
  • Merchant accounts may be declined or suspended

Plans

PlanBilled and limitsPrice
Starter+ 3% + $2 per transaction · Pay By Bank checkout and hosted payment links · recurring billing · Plaid verification · dashboard, API and webhooks · WooCommerce · email support$2 a month
Standard+ 3% + $2 per transaction · Everything in Starter · higher processing limits · card processing add-on · virtual terminal · priority email support$500 a month
EnterpriseVolume-based pricing · Everything in Standard · volume-based fee discounts · dedicated account manager · custom SLAs and onboarding · multi-entity and sub-merchant setupOn request

As stryd.us lists them, read 7 Oct 2026. The maker's own page has the final word.

Getting started

  1. Visit https://www.stryd.us/.
  2. Choose a paid plan: Starter, Standard, or Enterprise.
  3. Connect a customer bank account through Plaid verification.
  4. Create a one-time payment link or configure a recurring ACH subscription.
  5. Use the WooCommerce plugin, Shopify checkout flows, API, or webhooks as appropriate.

Verdict

Stryd combines recurring ACH billing with payment links and several integration routes. Review the monthly and transaction charges, account eligibility terms, and partner-controlled settlement timing before choosing it.

Questions

Does Stryd have a free plan?

No. Its listed plans include paid Starter and Standard plans, plus Enterprise with volume-based pricing.

How much do Starter and Standard cost?

Starter is $200 a month (billed + 3% + $2 per transaction). Standard is $500 a month (billed + 3% + $2 per transaction).

Which platforms and integrations does Stryd offer?

Its listed platforms are API and web. Integrations include a WooCommerce plugin, Shopify checkout flows, a developer API, and webhooks.

Can Stryd manage recurring ACH payments?

Yes. Subscriptions can run weekly, monthly, yearly, or at custom intervals, and can be paused, resumed, or cancelled.

Who handles funds and settlement?

Stryd says it does not hold funds. Its partner bank, Paya (Nuvei), handles money movement and settlement.

How long does settlement take?

The terms give typical ACH settlement of 1–5 business days and card settlement of 1–3 business days, subject to the payment partner.

Facts from Stryd's own pages

Balance checks
The site says transactions are checked against a customer's available balance before processing, with smart account selection when available. · stryd.us, 7 Oct 2026
Bank connectivity
Stryd says customers can connect to more than 12,000 US financial institutions through Plaid. · stryd.us, 7 Oct 2026
Funds handling
Stryd says it does not hold funds; money movement and settlement are handled by its partner bank, Paya (Nuvei). · stryd.us, 7 Oct 2026
Integrations
The product offers a WooCommerce plugin, Shopify checkout flows, a developer API, and webhooks. · stryd.us, 7 Oct 2026
Intended users
The site identifies SaaS and subscription platforms, high-ticket businesses, freelancers and service providers, and marketplaces as target users. · stryd.us, 7 Oct 2026
Merchant eligibility
The terms say Stryd and its payment partners may approve, decline, suspend, hold, or terminate accounts, and may perform KYC/AML verification. · stryd.us, 7 Oct 2026
Payment links
Merchants can create one-time or recurring bank payment links. · stryd.us, 7 Oct 2026
Product
Stryd is Paygen's Pay By Bank product for accepting ACH e-check payments from customers' bank accounts, verified in real time by Plaid. · stryd.us, 7 Oct 2026
Security and compliance
Stryd describes Plaid-based bank verification and says subscription payments use signed NACHA-compliant authorizations. · stryd.us, 7 Oct 2026
Settlement
The terms say ACH settlement is typically 1–5 business days and card settlement is typically 1–3 business days, with timing governed by the payment partner. · stryd.us, 7 Oct 2026
Subscriptions
Recurring ACH subscriptions support weekly, monthly, yearly, or custom intervals and can be paused, resumed, or cancelled. · stryd.us, 7 Oct 2026
Support
The site lists email support, phone support, and WhatsApp contact; its support page also advertises live chat and a developer community forum. · stryd.us, 7 Oct 2026

Where Stryd stands on Freedom251

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