Freedom251 › Personal Finance Software
Spendro
by Spendro
What Spendro is
Spendro is a personal finance app for tracking spending, organizing accounts, managing budgets, and monitoring net worth. It runs on the web, iOS, and Android, with account sync and report export listed. No bank connection is required, and GPS location technology can recognize frequent places to pre-fill transaction details. Reports include Cash Flow, Expenses, and Net Worth. Plus and Pro support shared wallets with family-member limits. Spendro says financial data is encrypted and protected by passcode and biometric locks, and that it does not sell personal financial data to third parties. The Free plan costs nothing, billed annually, with one wallet, three accounts, and 10 MB of receipt photo storage. Plus costs $19.99 a year and Pro costs $24.99 a year, with larger wallet, storage, sharing, and reporting allowances. Spendro is headquartered in Aurora, Ontario, Canada.
Who it suits
It suits people wanting budgeting, spending, account organization, net-worth tracking, and reports across web and mobile apps. Shared-wallet plans are available for households with the stated family-member limits.
What it does well
- Free plan available
- Web, iOS, and Android access
- Budgeting and net-worth tracking
- GPS-assisted transaction entry
- Passcode and biometric app locks
What to know first
- Free plan limits storage to 10 MB
- Free plan includes one wallet and three accounts
- Bank-linked data may be processed in other jurisdictions
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Plus | $19.99 USD / per year · Up to 2 wallets · 300MB receipt photo storage · Cloud sync · Web access with more reports and import/export · Sharing with one family member | $19.99 a year |
| Pro | $24.99 USD / per year · Unlimited wallets · 1GB receipt photo storage · Sharing with up to 5 family members · Expense map | $24.99 a year |
| Free | $0 / per year · Ad-free · App lock · Custom categories & tags · Multi-currency · Recurring and split transactions · GPS-based transactions · Budget · Up to 1 wallet · Up to 3 accounts · Basic reports · 10MB receipt photo storage | Free |
As spendro.ca lists them, read 11 Oct 2026. The maker's own page has the final word.
Verdict
Spendro covers everyday budgeting, spending records, net worth, reports, and shared wallets across web and mobile. Its free tier provides a starting point, while paid plans add storage, wallets, sharing, cloud sync, and other stated allowances.
Facts from Spendro's own pages
- Account sync
- both · spendro.ca, 22 Sept 2026
- Bank connection
- The homepage says no bank connection is required to use Spendro. · spendro.ca, 11 Oct 2026
- Bank integrations
- The privacy policy says that if a user links a bank through a third-party provider, such as Plaid, Spendro may receive account names, balances, transactions, and related metadata. · spendro.ca, 11 Oct 2026
- Budgeting tools
- Yes · spendro.ca, 22 Sept 2026
- Compliance
- The privacy policy says Spendro handles personal information in accordance with PIPEDA and applicable Ontario and Canadian laws. · spendro.ca, 11 Oct 2026
- Data handling
- The privacy policy says user data may be processed or stored in Canada or other jurisdictions, such as the United States. · spendro.ca, 11 Oct 2026
- Free plan
- Yes · spendro.ca, 22 Sept 2026
- Headquarters
- Aurora, Ontario, Canada · spendro.ca, 28 Sept 2026
- Maker location
- Spendro says it is crafted in Ontario, Canada. · spendro.ca, 11 Oct 2026
- Mobile apps
- both · spendro.ca, 22 Sept 2026
- Net-worth tracking
- Yes · spendro.ca, 22 Sept 2026
- Privacy
- Spendro's privacy policy says it does not sell users' personal financial data to third parties. · spendro.ca, 11 Oct 2026
- Product
- Spendro is a personal finance app for tracking spending, organizing accounts, and managing budgets. · spendro.ca, 11 Oct 2026
- Report export
- Yes · spendro.ca, 22 Sept 2026
- Reports
- The app offers reports including Cash Flow, Expenses, and Net Worth. · spendro.ca, 11 Oct 2026
- Security
- The homepage says financial data is encrypted and stored securely, and describes passcode and biometric app locks. · spendro.ca, 11 Oct 2026
- Shared wallets
- Plus and Pro allow multiple users to share a wallet, with plan limits for family member sharing. · spendro.ca, 11 Oct 2026
- Support
- Spendro lists [email protected] for questions and support requests. · spendro.ca, 11 Oct 2026
- Transaction entry
- Spendro uses GPS location technology to recognize frequent places and pre-fill transaction details. · spendro.ca, 11 Oct 2026
Where Spendro stands on Freedom251
- Personal Finance Software#69 of 181