Pricing
SoFi pricing
As sofi.com lists them, read 22 Sept 2026. The maker's own page has the final word.
| Plan | Billed and limits | Price |
|---|---|---|
| SoFi Coach / Relay | Budget planner · Account linking · Spending and cash-flow tracking · Net-worth tracking · Credit-score monitoring | On request |
| SoFi Coach / Relay | Budget planner · Account linking · Spending and cash-flow tracking · Net-worth tracking · Credit-score monitoring | On request |
| SoFi Checking and Savings | No account, service, or maintenance fees · no minimum balance requirement | Free |
| SoFi Plus | monthly based on the initial date of subscription · 4.50% APY on up to $20,000 in one SoFi Savings account · benefits subject to change | $10 a month |
| SoFi Coach | — | Free |