Sage Accounting

Name: Sage Accounting
Author: Sage Accounting

Free plan AndroidAPIiPhoneMacWebWindows

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What Sage Accounting is

Sage Accounting is paid accounting software from Sage Accounting with mobile apps for iOS and Android. Its listed tools cover bank feeds, automated reconciliation, invoice creation, receipt capture, inventory tracking, and accountant access. The service offers three plans with different user allowances and approved-capture quotas. Start is for one user. Standard supports three users and includes 30 approved captures; each additional approved capture costs £0.20. Plus allows unlimited users and includes 100 approved captures, with additional approved captures also costing £0.20 each. The listed plan details do not show a subscription price, and there is no free plan. Sage Accounting is headquartered in Newcastle-upon-Tyne, United Kingdom, and was founded in 1981. Users can work with accounting records on supported Android or iOS devices, while accountant access allows an accountant to work with the account. The plan structure makes user count and approved-capture volume the main stated differences. The product website is sage.com/en-gb/products/sage-business-cloud/accounting/.

Who it suits

Sage Accounting suits people who need mobile bookkeeping with invoicing, receipts, banking, reconciliation, inventory, and accountant access. Plan choice matters for individuals, small teams, or organizations needing unlimited users and larger approved-capture allowances.

What it does well

Bank feeds and automated reconciliation
Invoice creation and receipt capture
Inventory tracking included
Accountant access available
iOS and Android apps

What to know first

No free plan
Start allows one user
Standard and Plus charge £0.20 per additional approved capture

Limits

Start is limited to one user. Standard allows three users and 30 approved captures, while Plus allows unlimited users and 100 approved captures; each additional approved capture costs £0.20 on both plans.

Plans

Plan	Billed and limits	Price
Sole Trader Free	non-VAT sole traders · Making Tax Digital ready · income and expense management · free mobile app	Free
Start	90% off for 6 months, then £20/month; excludes 20% VAT · 1 user · unlimited sales invoices · VAT and CIS tools · payroll for 1 employee plus £1.85 per additional employee/month	£2 a month
Standard	90% off for 6 months, then £43/month; excludes 20% VAT · 3 users · 30 AI receipt/invoice captures included, then £0.20 each · payroll for 1 employee plus £1.85 per additional employee/month	£4.30 a month
Plus	90% off for 6 months, then £59/month; excludes 20% VAT · unlimited users · 100 AI receipt/invoice captures included, then £0.20 each · inventory · multi-currency · budgets · payroll for 5 employees plus £1.85 per additional employee/month	£5.90 a month

As sage.com lists them, read 15 Oct 2026. The maker's own page has the final word.

Getting started

Open the Sage Accounting product website
Choose Start, Standard, or Plus
Use the iOS or Android app
Add bank feeds and configure reconciliation
Create invoices, capture receipts, and track inventory
Give an accountant access if needed

Verdict

Pick Sage Accounting if you want mobile accounting with bank feeds, reconciliation, invoicing, receipts, inventory, and accountant access. Consider another option if you require a free plan, published subscription prices, or different user and capture limits.

Questions

Is Sage Accounting free?

No. Sage Accounting is paid and has no free plan.

Which platforms are supported?

The listed mobile platforms are iOS and Android.

What does Standard include?

Standard supports three users and includes 30 approved captures. Each additional approved capture costs £0.20.

What does Plus include?

Plus allows unlimited users and includes 100 approved captures. Additional approved captures cost £0.20 each.

Can an accountant access the account?

Yes. Accountant access is listed as a feature.

Facts from Sage Accounting's own pages

Accountant access: Yes · sage.com, 20 Sept 2026
AI assistant: Sage Copilot is included in every plan and provides reminders, drafting, anomaly detection and real-time business insights. · sage.com, 15 Oct 2026
API: Sage publishes a free RESTful Accounting API for Accounting and Start with CRUD operations over business data. · developer.sage.com, 15 Oct 2026
API authentication: The API uses OAuth 2.0 three-legged authorization so a business user grants an application access without sharing credentials. · developer.sage.com, 15 Oct 2026
API limits: API version 3.1 documentation states a limit of 1,296,000 requests per application per day and 150 concurrent requests. · developer.sage.com, 15 Oct 2026
Automated reconciliation: Yes · sage.com, 20 Sept 2026
Bank feeds: Yes · sage.com, 20 Sept 2026
Bank reconciliation: Sage Accounting imports bank transactions and provides automatic reconciliation and enhanced bank-feed matching. · sage.com, 15 Oct 2026
Cash-flow forecasting: Users can forecast cash flow and view profit, labour-cost and customer trends on dashboards. · sage.com, 15 Oct 2026
Company facts: The legal company is The Sage Group plc, founded in Newcastle upon Tyne in 1981 and headquartered there. · crunchbase.com, 15 Oct 2026
Company size: Sage says it has more than 11,000 employees operating in over 20 countries. · sage.com, 15 Oct 2026
Developer licence: Sage grants a limited, revocable, royalty-free licence to use its developer services for building and testing apps, while Sage retains intellectual property ownership. · developer.sage.com, 15 Oct 2026
Documentation and support: Sage provides developer tutorials, a knowledge base, community hub, learning resources, live support and support tickets. · sage.com, 15 Oct 2026
Founded: 1981 · sage.com, 23 Sept 2026
Free plan: No · sage.com, 20 Sept 2026
Headquarters: Newcastle-upon-Tyne, United Kingdom · sage.com, 23 Sept 2026
Integrations: The Sage marketplace lists Zapier connectivity to more than 4,000 apps, including Google services, Shopify, HubSpot, Slack and WooCommerce. · uk-marketplace.sage.com, 15 Oct 2026
Inventory and currencies: Inventory management, budgets and multi-currency support are available in the Plus plan. · sage.com, 15 Oct 2026
Inventory tracking: Yes · sage.com, 20 Sept 2026
Invoice creation: Yes · sage.com, 20 Sept 2026
Invoice management: The plans support unlimited sales invoices, payment options, invoice tracking and automatic invoice chasing. · sage.com, 15 Oct 2026
Limit: advanced capability: G2 reviewers report limited automation, customization and advanced features as their businesses become more complex. · g2.com, 15 Oct 2026
Limit: interface and workflow: TechRadar found the interface dated, initial setup demanding and expense workflows more click-heavy than expected. · techradar.com, 15 Oct 2026
Limit: missing functions: TechRadar lists absent time tracking and payroll in the reviewed package and says lower tiers can be restrictive while subscription choices are confusing. · techradar.com, 15 Oct 2026