Retirement Budget Calculator (RBC) is a web tool for estimating retirement budgets, cash flow, net worth, taxes, life expectancy, withdrawal strategies, and Roth conversions. Users can project retirement needs, compare scenarios and withdrawal approaches, and build a cash flow plan. Its free feature list includes a dashboard, retirement timeline, asset and liability tracking, and retirement budgeting. Premium features include an advanced dashboard, retirement optimizer, federal 1040 tax estimator, AI retirement assistant Finn, and RBC Community access. The Social Security Maximizer estimates suggested claiming dates, personal and spousal benefits, lifetime benefits and taxes, and end-of-life liquid assets. The site describes RBC as designed for people age 55 and older preparing for retirement. However, it is no longer available to new users: access is reserved for individuals and families working directly with Parker Financial LLC, while existing users can continue using accounts for now. Listed premium prices include 9.95 USD per month, 95.00 USD per year, and 195.00 USD once for lifetime access.
Who it is for
The site describes RBC as designed for people age 55 and older preparing to enter retirement. At present, access is reserved for individuals and families working directly with Parker Financial LLC; existing users can continue using their accounts for now.
What is good
- Projects retirement needs and cash flow
- Compares scenarios and withdrawal strategies
- Free features include asset and liability tracking
- Social Security Maximizer estimates personal and spousal benefits
- Premium includes a federal 1040 tax estimator
What to know first
- No longer available to new users
- AI chatbot interactions may be monitored
- Site is intended for people over 18 in the United States
- Security measures cannot guarantee against unauthorized access
Verdict
RBC combines retirement budgeting and scenario planning with tax and Social Security estimates. Its current access restriction is important: new users cannot join unless working directly with Parker Financial LLC.
Get started with Retirement Budget Calculator
- Visit https://www.retirementbudgetcalculator.com/.
- If you are an existing user, continue using your account for now.
- If you work directly with Parker Financial LLC, contact [email protected] for help using or signing up for the service.
- Review the free and premium plan options if access is available to you.
What the free plan stops at
The free plan lists basic retirement budgeting and asset tracking. Premium plans add features such as the retirement optimizer, tax estimator, AI assistant, and community access; the site lists monthly, yearly, and lifetime prices.
Questions about Retirement Budget Calculator
Can new users sign up for RBC?
No. The site says RBC is no longer available to new users. Access is reserved for individuals and families working directly with Parker Financial LLC; existing users can continue using their accounts for now.
What does the free plan include?
The free feature list includes a dashboard, retirement timeline, asset and liability tracking, and retirement budgeting. The Free Plan (lifetime) is listed at 0.00 USD per free.
What are the listed premium prices?
Premium is listed at 9.95 USD per month, 95.00 USD per year, or 195.00 USD for lifetime access.
What can the Social Security Maximizer estimate?
It estimates suggested claiming dates, personal and spousal benefits, lifetime benefits, lifetime taxes, and end-of-life liquid assets.
Where can people access the service?
The site is web-based, and its privacy policy says it is intended for people over 18 accessing it from inside the United States.
Are AI assistant conversations private?
The privacy policy says chatbot interactions may be monitored for quality assurance and training and should not be considered private or confidential.
Retirement Budget Calculator plans and pricing
All plansCompared on retirement planning software
- Free plan
- Yes
- Paid from
- $9.95/mo
- Income projection
- Yes
- Savings growth projection
- Yes
- Withdrawal planning
- Yes
- Tax modeling
- detailed
- Social Security modeling
- Yes
- Scenario analysis
- Yes
- Account synchronization
- none
