No. 46of 70 ·Bank Connectivity Software

Perfios Account Aggregator

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Freedom report

One barScore 5.2

DocumentedPlans, terms and facts published

Perfios Account Aggregator is ranked #46 of 70 in bank connectivity software on Freedom251.

Compared on bank connectivity software

Supported data types: Bank deposits; NBFC deposits; structured investment products; commercial paper; certificates of deposit; government securities; equity shares; bonds; debentures; mutual fund units; exchange-traded funds; Indian depository receipts; collective investment scheme units; alternative investment fund units; insurance policies; National Pension System balances; infrastructure investment trust units; real estate investment trust units

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The record

Service: Perfios-AA retrieves or collects customer financial information and consolidates, organizes, and presents it to the customer or a registered Financial Information User (FIU).
Consent: The terms define a customer consent artefact that Perfios-AA obtains as prescribed under applicable directions.
Financial data: The listed information types include bank and NBFC deposits, securities, mutual funds, insurance policies, and National Pension System balances.
Eligible users: Perfios-AA’s terms say its services are for registered FIUs and are not for use by other entities.
FIU features: Perfios’s FIU platform supports single or multi-consent flows and account discovery by account type, FI type, and FIP ID.
Integration: The FIU platform is pre-integrated with Sahamati’s Central Registry and Token Server and with Perfios’s analytics engine.
Security: Perfios says the FIU platform uses encryption and decryption, ReBIT schema contract validation, and quarterly and yearly interoperability and security audits.
Data export: FIU Lite says customer reports can be downloaded as XML, Excel, or PDF files.
Deployment: Perfios says FIU Lite is built on the RBI-approved Account Aggregator network and can go live in less than three days.
Company: Perfios describes itself as a provider serving financial institutions across origination, onboarding, decisioning, underwriting, and monitoring.
Support/contact: Perfios’s contact page provides an inquiry form for users to submit their company, contact details, and product of interest.
Headquarters: Bengaluru, India

Where it ranks on Freedom251

Best Bank Connectivity Software in 2026#46 of 70

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Sources

fiu.perfios.com/ssp/aa_terms_of_use.pdf· checked 5 Oct 2026
perfios.ai/in/products/fiu/· checked 5 Oct 2026
perfios.ai/in/products/fiu-lite/· checked 5 Oct 2026
perfios.ai/about-us/· checked 5 Oct 2026
perfios.ai/contact-us/· checked 5 Oct 2026
perfios.com/account-aggregator/· checked 4 Oct 2026