PayMongo Payment Links

What PayMongo Payment Links is

PayMongo Payment Links let a business accept payments through a checkout link, without needing a website. To create one, a user enters an amount and short description in the dashboard, then shares the link through messaging apps. Customers can open the checkout on any device and pay by card, e-wallet, online banking, QR, or buy now, pay later options. Successful transactions appear in the dashboard, and PayMongo sends an automatic email notification.

The Standard plan costs nothing. There is no setup fee, monthly subscription, or minimum volume; a transaction fee at Standard MDR applies only to successful payments. Links are intended for one-time use, while PayMongo Pages is suggested for a reusable payment destination. The product does not support recurring payments, QR code sharing, a product catalog, or checkout customization. PayMongo says its security framework includes real-time machine learning, 3D Secure, and dashboard multi-factor authentication. It also states that card numbers travel to the processor without passing through its channel layer. PayMongo is PCI DSS Level 1, and PayMongo Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas. Essential support is free for all merchants and includes a 30-minute first response plus billing and fraud assistance.

Who it suits

Payment Links suit businesses that want to collect payments through a shareable link and do not have a website. They fit merchants looking for a no-code checkout and accepting one-time payments across several payment methods.

Limits

The Standard plan is free, with transaction fees at Standard MDR on successful payments. Links are for one-time use, and the product has no recurring payments, product catalog, QR code sharing, or checkout customization.

Getting started

1. Visit the PayMongo Payment Links page.
2. Use the dashboard to enter an amount and short description.
3. Create a payment link.
4. Share the link through a messaging app.
5. Review successful payments in the dashboard and use the email notification for confirmation.

Verdict

Choose PayMongo Payment Links if you need a no-code way to collect one-time payments through a shareable checkout link, without a website. Look elsewhere if your checkout needs recurring charges, reusable links, a product catalog, QR code sharing, or customization.