Ontop serves companies hiring contractors across borders and freelancers receiving money from global clients. Companies can onboard and manage contractors, use automated contracts and compliance tools, and arrange global USD payments. Ontop says its contractor service covers 150+ countries, subject to conditions and worker counts. For freelancers, the Global Account supports receiving, spending, and growing money. Users can create payment requests that clients can pay by card, bank transfer, or wallet without opening an Ontop account. The account also supports transfers to 100+ countries, including Binance, Wise, and Revolut, and describes a Visa Platinum card and bill payments to providers in Mexico, Colombia, Argentina, Chile, and Peru. QuickBooks invoice syncing and BambooHR new-hire information transfer are listed integrations. Creating a freelancer account is free, with no setup or admin fees; payment pricing is shown before sending a request. Contractor of record starts at $49/mo. Ontop is available on Android, iOS, and web.
Who it is for
Ontop suits businesses managing international contractors and independent professionals with global clients. Freelancers who want to request payments or send money internationally may also find its Global Account relevant.
What is good
- Contractor service covers 150+ countries.
- Freelancer account creation has no setup or admin fees.
- Clients can pay requests without an Ontop account.
- Global Account supports transfers to 100+ countries.
- Available on Android, iOS, and web.
What to know first
- Contractor of record starts at $49/mo.
- No free trial is listed.
- Cashback has category and monthly caps.
Verdict
Ontop combines contractor administration and global payments with financial tools for freelancers. Its freelancer account is free to create, while contractor services start at $49/mo and cashback eligibility is limited by category and caps.
Ontop plans and pricing
All plansCompared on payout software
- Free plan
- No
- Contractor onboarding
- Yes
- Agreement management
- Yes
- Global contractor payments
- Yes
- Tax document support
- Yes
- Compliance management
- Yes
- HRIS integrations
- Yes
