Freedom251 › Global Employment Platforms

Ontop

Name: Ontop
Price: 145 USD

Free plan AndroidAPIiPhoneWeb

What Ontop is

Ontop serves companies hiring contractors across borders and freelancers receiving money from global clients. Companies can onboard and manage contractors, use automated contracts and compliance tools, and arrange global USD payments. Ontop says its contractor service covers 150+ countries, subject to conditions and worker counts. For freelancers, the Global Account supports receiving, spending, and growing money. Users can create payment requests that clients can pay by card, bank transfer, or wallet without opening an Ontop account. The account also supports transfers to 100+ countries, including Binance, Wise, and Revolut, and describes a Visa Platinum card and bill payments to providers in Mexico, Colombia, Argentina, Chile, and Peru. QuickBooks invoice syncing and BambooHR new-hire information transfer are listed integrations. Creating a freelancer account is free, with no setup or admin fees; payment pricing is shown before sending a request. Contractor of record starts at $49/mo. Ontop is available on Android, iOS, and web.

Who it suits

Ontop suits businesses managing international contractors and independent professionals with global clients. Freelancers who want to request payments or send money internationally may also find its Global Account relevant.

What it does well

Contractor service covers 150+ countries.
Freelancer account creation has no setup or admin fees.
Clients can pay requests without an Ontop account.
Global Account supports transfers to 100+ countries.
Available on Android, iOS, and web.

What to know first

Contractor of record starts at $49/mo.
No free trial is listed.
Cashback has category and monthly caps.

Limits

The listed Contractor of record plan starts at $49 a month and is subject to conditions and the total number of workers. Ontop Reserve is $14.90 a month, with cashback eligibility and monthly category and total caps applying to benefits.

Plans

Plan	Billed and limits	Price
Ontop Reserve	$145/year · Cashback and transfer benefits subject to category eligibility and monthly caps	$145 a year
Ontop Reserve	$14.9/month · Cashback and transfer benefits subject to category eligibility and monthly caps	$14.90 a month
Contractor of record	Starting from $49/month · 150+ countries · contracts · compliance · global USD payments · Global Account	$49 a month
Hire Employees	499 per month · Contact vendor for more details	$499 a month

As getontop.com lists them, read 2 Oct 2026. The maker's own page has the final word.

Getting started

Visit https://www.getontop.com/.
Choose the contractor service or freelancer Global Account.
Create a freelancer account for free, or review the paid contractor plans.
Use Ontop on Android, iOS, or the web.

Verdict

Ontop combines contractor administration and global payments with financial tools for freelancers. Its freelancer account is free to create, while contractor services start at $49/mo and cashback eligibility is limited by category and caps.

Questions

Is there a free plan?

Creating a freelancer account is free, with no setup or admin fees. Ontop lists paid plans for Reserve and Contractor of record.

How much does Ontop cost?

Ontop Reserve is $14.90 a month. Contractor of record starts at $49 a month; the page also shows 63.2 USD per month.

Which platforms are available?

Ontop is available on Android, iOS, and web.

Can freelancers request payments from clients without an Ontop account?

Yes. Freelancers can create payment requests, and clients can pay by card, bank transfer, or wallet without creating an Ontop account.

What integrations are listed?

Ontop describes QuickBooks integration for invoice syncing and BambooHR integration for transferring new-hire information.

Facts from Ontop's own pages

API security: The public API documentation describes a new login endpoint intended to improve security. · developer.getontop.com, 15 Oct 2026
Apple App Store rating: The Ontop Global Account iOS app is rated 4.5 out of 5 from 218 ratings. · apps.apple.com, 15 Oct 2026
BambooHR integration: BambooHR can transfer employee details such as name, email and job title into automatically created contracts. · getontop.com, 15 Oct 2026
Card and bills: The Global Account page describes a Visa Platinum card and bill payment to 5,000+ providers in Mexico, Colombia, Argentina, Chile, and Peru. · getontop.com, 2 Oct 2026
Cards and financial tools: The worker offering includes a wallet, card, perks, stablecoin access, early pay, bill payments and investments. · getontop.com, 15 Oct 2026
Company facts: Crunchbase describes Ontop as a private Miami fintech founded in 2020 with 101–250 employees and four funding rounds listed. · crunchbase.com, 15 Oct 2026
Company legal name: Crunchbase lists the legal name as Ontop Holdings Inc. · crunchbase.com, 15 Oct 2026
Company size: LinkedIn lists Ontop as a privately held company founded in 2020 with 51–200 employees. · linkedin.com, 15 Oct 2026
Compliance: Ontop says contracts, tax forms and local labor requirements are handled automatically by country. · getontop.com, 15 Oct 2026
Contractor hiring: The service advertises contractor onboarding in minutes with automated contracts and compliance. · getontop.com, 15 Oct 2026
Contractor payments: The pricing page describes global USD payments processed on the company's behalf. · getontop.com, 2 Oct 2026
Coverage: The company says its contractor service covers hiring in 150+ countries. · getontop.com, 2 Oct 2026
Customer support: Ontop recommends WhatsApp, logged-in live chat, email, and its Help Center for customer support. · getontop.com, 2 Oct 2026
Documentation and support: Ontop provides a Zendesk help center with Company, EOR and Remote workers categories. · getontop.zendesk.com, 15 Oct 2026
Founded: 2020 · getontop.com, 28 Sept 2026
Free account: Ontop says creating a freelancer account is free, with no setup or admin fees; payment pricing is shown before a request is sent. · getontop.com, 2 Oct 2026
Freelancer account: The Global Account is for remote workers, independent professionals, and freelancers with global clients to receive, spend, and grow money. · getontop.com, 2 Oct 2026
Global contractor hiring: Ontop says companies can onboard, manage, and pay contractors worldwide, with automated contracts and compliance. · getontop.com, 2 Oct 2026
Global coverage: Ontop says its contractor service covers more than 150 countries. · getontop.com, 15 Oct 2026
Global payroll: The platform supports multi-country payroll with multi-currency payouts. · getontop.com, 15 Oct 2026
Global transfers: Ontop says Global Account users can send money to 100+ countries, including Binance, Wise, and Revolut. · getontop.com, 2 Oct 2026
Google Play app: The Ontop Global Account Android app is rated 4.1 out of 5 from 1.98K reviews and has 10K+ downloads. · play.google.com, 15 Oct 2026
Headquarters: Miami, Florida, United States · getontop.com, 28 Sept 2026
Integrations: Ontop documents integrations with QuickBooks and BambooHR. · getontop.com, 15 Oct 2026