Nordgate is a merchant-of-record service for software sellers, handling payment, tax, fraud, and compliance for transactions where it acts in that role. Its stated customer groups include SaaS, developer tools, games, digital media, online learning, and security software businesses. Payment methods include cards, wallets, bank transfers, and local options, subject to country, currency, vendor eligibility, and partner availability. For eligible transactions, Nordgate may calculate, collect, report, or remit VAT, GST, and sales tax. It describes risk checks using device, network, behavioral, and payment signals, and says it represents disputes and absorbs unrecoverable chargeback losses when acting as merchant of record. Subscription billing covers flat, per-seat, metered, tiered, and hybrid models, with trials, coupons, proration, retries, and account updater. Developers have a REST API, signed webhooks, a sandbox, and SDKs for six languages. Pricing is quoted for volume, market mix, and payment methods; no rate is published. Physical goods and hardware are not supported, and regulated finance and crypto are out of scope. Nordgate is based in London; its legal statement identifies it as the trading name of EMPYRA LTD, registered in England and Wales.
Who it is for
It is aimed at software sellers, including SaaS, game, digital media, online learning, and security businesses that need payment and related merchant-of-record services. It is not suited to sellers of physical goods or hardware, or businesses in regulated finance or crypto.
What is good
- Offers cards, wallets, bank transfers, and local methods.
- Supports multiple subscription billing models.
- Provides REST API, webhooks, sandbox, and six SDKs.
- May handle indirect taxes for eligible transactions.
- Represents disputes when acting as merchant of record.
What to know first
- Pricing is on request, with no published rate.
- Physical goods and hardware are not supported.
- Regulated finance and crypto are out of scope.
- Buyer support first response is stated as 1–2 business days.
Verdict
Nordgate brings payment processing, tax handling, fraud controls, and subscription billing together for eligible software transactions. Check pricing and transaction eligibility with the provider, since rates are not published and payment availability varies.
Nordgate plans and pricing
All plansCompared on merchant of record software
- Free plan
- No
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
