Nium for Platforms

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What Nium for Platforms is

Nium for Platforms lets businesses add payouts, multi-currency accounts, cards, and foreign exchange to their platforms through one API. It serves spend management, payroll, treasury, marketplaces, gig economy, SaaS, and B2B embedded finance businesses. Nium says it processes $84B annually in 190+ countries and offers real-time payouts to 190+ countries in 100+ local currencies over fiat and stablecoin rails. Platforms can offer locally branded accounts, hold and convert balances in more than 100 currencies, and issue physical or virtual cards funded by fiat or stablecoins, with spending controls and live tracking. Integration resources include APIs, SDKs, guides, an OpenAPI specification, a Postman collection, and a production-like sandbox. A web portal supports card workflows, reporting, and sandbox access. Nium also describes localized onboarding, identity verification, KYB/KYC, monitoring, and fraud controls. Its platform includes payment data, reconciliation, reporting, and signed webhooks for payment state changes. Pricing is provided on request; implementation timing depends on the use case, markets, compliance needs, integration scope, and required capabilities.

Who it suits

Nium for Platforms suits businesses embedding payment and account services into products, including payroll, marketplaces, SaaS, and treasury platforms. It also suits teams that need API resources and a sandbox for integration work.

What it does well

Supports payouts to 190+ countries.
Offers balances in 100+ currencies.
Issues branded physical and virtual cards.
Includes APIs, SDKs, guides, and a sandbox.

What to know first

Pricing is provided on request.
Implementation timelines depend on project requirements.
Fees are set out in a separate Fee Schedule.

Limits

Pricing is provided on request, and the plan's fees are set out in a separate Fee Schedule. Implementation timelines vary with the use case, markets, compliance requirements, integration scope, and required capabilities.

Plans

Plan	Billed and limits	Price
Nium for Platforms	Fees are set out in a separate Fee Schedule.	On request

As nium.com lists them, read 4 Oct 2026. The maker's own page has the final word.

Getting started

Visit Nium's platform website and contact the company about your use case.
Discuss the markets, compliance requirements, integration scope, and capabilities required.
Review the pricing and fees with Nium; fees are set out in a separate Fee Schedule.
Use the APIs, SDKs, integration guides, OpenAPI specification, and Postman collection to plan integration.
Start building with the production-like sandbox, available through Nium's web portal.

Verdict

Nium for Platforms combines payouts, accounts, cards, and FX behind a single API, with developer resources and a web portal. Businesses will need to discuss pricing and implementation timing with Nium.

Questions

How much does Nium for Platforms cost?

Pricing is available on request. Fees are set out in a separate Fee Schedule.

Which platforms does it support?

Nium for Platforms is available through API and web.

What can a platform offer with Nium?

It supports payouts, multi-currency accounts, FX, and branded physical or virtual cards. It also provides payment data, reconciliation, and reporting.

Which payout destinations and currencies are supported?

Nium says it supports same-day payouts to more than 190 countries in over 100 local currencies, using fiat and stablecoin rails.

What developer resources are available?

Nium provides APIs, SDKs, integration guides, an OpenAPI specification, a Postman collection, and a production-like sandbox.

Which card and payment partners are listed?

Nium lists Visa and Mastercard as card network partners, Thredd and Fiserv for card issuance, and SWIFT and RippleNet for payment connectivity and settlement.

Facts from Nium for Platforms's own pages

Accounts and FX: Platforms can offer multi-currency accounts to hold and convert funds, alongside FX services. · nium.com, 4 Oct 2026
Availability and timing: Nium says implementation timelines depend on the use case, markets, compliance requirements, integration scope, and capabilities required. · nium.com, 4 Oct 2026
Card issuing: Nium supports branded physical and virtual cards funded by fiat or stablecoins, with limits, merchant controls, permissions, and live spend tracking. · nium.com, 4 Oct 2026
Compliance: Nium says its embedded payments include localized onboarding, identity verification, and KYB/KYC, with monitoring and fraud controls. · nium.com, 4 Oct 2026
Developer tools: Nium provides APIs, SDKs, integration guides, an OpenAPI specification, a Postman collection, and a production-like sandbox. · nium.com, 4 Oct 2026
Founded: 2014 · nium.com, 28 Sept 2026
Global reach: The platform page says Nium processes $84B in 190+ countries every year. · nium.com, 4 Oct 2026
Headquarters: Singapore and San Francisco · nium.com, 28 Sept 2026
Integrations and partners: Nium lists Visa and Mastercard as card network partners, Thredd and Fiserv for card issuance, and SWIFT and RippleNet for payment connectivity and settlement. · nium.com, 4 Oct 2026
Licensing: Nium's licensing page states that its footprint spans 40+ licenses, authorizations, and registrations across key markets. · nium.com, 4 Oct 2026
Multi-currency accounts: Nium offers local accounts, balances in 100+ currencies, currency conversion, and payouts to 190+ countries under a customer's brand. · nium.com, 4 Oct 2026
Operations: Nium says its unified platform provides payment data, reconciliation, and reporting. · nium.com, 4 Oct 2026
Payout reach: Nium says its platform can send payouts to 190+ countries and in 100+ currencies. · nium.com, 4 Oct 2026
Payouts: Nium offers real-time payouts to 190+ countries in 100+ local currencies over fiat and stablecoin rails. · nium.com, 4 Oct 2026
Pricing: The platform page directs interested businesses to talk to Nium and does not state a price. · nium.com, 4 Oct 2026
Security and certifications: Nium says it is audited annually against SOC 2 Type II, PCI DSS Level 1, ISO 27001, and ISO 22301. · nium.com, 4 Oct 2026
Security and standards: Nium's developer documentation displays badges for PCI DSS, ISO 27001, SOC 2 Type 2, and SOC 1 Type 2 compliance, among other privacy standards. · docs.nium.com, 4 Oct 2026
Support: Nium's developer documentation lists support at [email protected], sales contact, and developer feedback at [email protected]. · docs.nium.com, 4 Oct 2026
Webhooks: Nium says payment state transitions emit signed webhooks verified with HMAC-SHA256. · nium.com, 4 Oct 2026
Web portal: Nium says customers can use its web portal to manage card workflows, access reporting, and start building with Sandbox. · nium.com, 4 Oct 2026
What it does: Nium lets business platforms embed payouts, multi-currency accounts, cards, and FX through one API. · nium.com, 4 Oct 2026
Who it serves: Nium supports spend management, payroll, treasury, marketplaces, gig economy, SaaS, and B2B embedded finance platforms. · nium.com, 4 Oct 2026

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