Pricing
Monzo pricing
As monzo.com lists them, read 29 Sept 2026. The maker's own page has the final word.
| Plan | Billed and limits | Price |
|---|---|---|
| Monzo | UK current account · 16+ | Free |
| Free | UK current account · FSCS protection up to £120,000 · 2.75% AER instant savings · £400/30-day UK/EEA cash withdrawals · £200 outside UK/EEA | Free |
| Business Lite | Free business account | Free |
| Max | From £19 a month · Perks features · worldwide travel insurance · phone insurance · UK and Europe breakdown cover · family insurance add-on | £19 a month |
| Business Team | Starts at £25 a month · Team business account | £25 a month |
| Extra | £3 a month · Connected banks and cards · virtual cards · advanced roundups · custom categories · auto-spreadsheet · three credit scores · unlimited UK/EEA withdrawals | £3 a month |
| Business Pro | £9 a month; first month free · Paid business account | £9 a month |
| Perks | £9 a month · Extra features · 3.25% instant-access savings · 3.65% select-access savings · Railcard · Uber One · Greggs and Vue benefits · three cash deposits monthly | £9 a month |