Freedom251 › Personal Finance Software
MoneyWiz
What MoneyWiz is
MoneyWiz is a personal finance app for managing accounts, budgets, bills, investments, and other financial activity on iOS and macOS. It includes account synchronization, bill tracking, budgeting, net-worth tracking, and report export. The app can connect to more than 40,000 banks in over 50 countries through four data providers, categorize transactions, detect transfers and refunds, and reconcile automatically. Budgets may use income or expenses, with transaction detection, rebalancing, and progress views. A calendar tracks recurring and one-time income and expenses, and forecasts can start from a selected future date. More than 30 reports include net worth, cash flow, and profit and loss, with CSV or PDF export. Imports support CSV, QIF, OFX, QFX, and MT940 files. MoneyWiz works offline and syncs when online; the maker says transfers and storage use 256-bit encryption. A free plan and one-week trial are available. Standard costs $29.99 a year; Premium costs $59.99 a year and includes bank sync.
Who it suits
MoneyWiz suits people managing personal finances across iOS and macOS who want budgets, bills, reports, and optional bank synchronization. Premium is aimed at users needing connections to supported banks.
What it does well
- Connects to over 40,000 banks
- Supports offline use with automatic syncing
- More than 30 reports with CSV and PDF export
- Imports five listed financial file formats
- Income- and expense-based budgeting tools
What to know first
- Bank sync is included in Premium
- Standard costs $29.99 a year
- Premium costs $59.99 a year
- Supports iOS and macOS platforms
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| STANDARD | $29.99/year · Cloud sync between devices · Free updates with new features · Support over email & chat · Up to 15 devices and two MoneyWiz Cloud accounts | $29.99 a year |
| PREMIUM | $5.99/month · Bank sync with over 40,000 banks · Cloud sync between devices · Free updates with new features · Priority support over email & chat · Up to 15 devices and two MoneyWiz Cloud accounts | $5.99 a month |
| PREMIUM | $59.99/year · Bank sync with over 40,000 banks · Cloud sync between devices · Free updates with new features · Priority support over email & chat · Up to 15 devices and two MoneyWiz Cloud accounts | $59.99 a year |
As wiz.money lists them, read 4 Oct 2026. The maker's own page has the final word.
Verdict
MoneyWiz combines detailed budgeting, bill tracking, forecasting, reporting, and bank connectivity. The free plan offers a starting point, while bank synchronization requires Premium.
Facts from MoneyWiz's own pages
- Account sync
- both · wiz.money, 19 Sept 2026
- Bank syncing
- The site says MoneyWiz connects to over 40,000 banks in more than 50 countries through four data providers and can categorize transactions, detect transfers and refunds, and reconcile automatically. · wiz.money, 4 Oct 2026
- Bills and forecasts
- The app tracks recurring and one-time expenses and income in a calendar and can forecast from a selected future date. · wiz.money, 4 Oct 2026
- Bill tracking
- Yes · wiz.money, 19 Sept 2026
- Budgeting tools
- Yes · wiz.money, 19 Sept 2026
- Budgets
- MoneyWiz supports income- and expense-based budgets with transaction detection, rebalancing, and progress views. · wiz.money, 4 Oct 2026
- Data retention and location
- The policy says SYNCbits servers are in the United States and inactive accounts with no data changes for a year are deleted. · wiz.money, 4 Oct 2026
- Device limit
- The maker says each subscription supports up to 15 devices and up to two MoneyWiz Cloud accounts. · wiz.money, 4 Oct 2026
- Free plan
- Yes · wiz.money, 19 Sept 2026
- Import
- The maker says MoneyWiz imports financial data from CSV, QIF, OFX, QFX, and MT940 files. · wiz.money, 4 Oct 2026
- Integrations
- The privacy policy identifies Plaid, Yodlee, and Salt Edge as online banking providers and says MoneyWiz does not store online banking credentials. · wiz.money, 4 Oct 2026
- Maker and company
- The maker identifies the company as SILVERWIZ LLC and says the product is made in California; LinkedIn lists the company as founded in 2010 and headquartered in San Francisco, California. · linkedin.com, 4 Oct 2026
- Mobile apps
- ios · wiz.money, 19 Sept 2026
- Net-worth tracking
- Yes · wiz.money, 19 Sept 2026
- Offline use
- MoneyWiz works offline and syncs automatically when online, with the maker stating that data transfers and storage use 256-bit encryption. · wiz.money, 4 Oct 2026
- Privacy
- The privacy policy says MoneyWiz stores aggregated financial data locally and that SYNCbits uploads encrypted data for syncing between a user's devices. · wiz.money, 4 Oct 2026
- Purpose
- MoneyWiz is a personal finance app for managing accounts, budgets, bills, investments, and other financial activity. · wiz.money, 4 Oct 2026
- Report export
- Yes · wiz.money, 19 Sept 2026
- Reports
- MoneyWiz offers more than 30 reports, including net worth, cash flow, and profit and loss, which can be exported to CSV or PDF. · wiz.money, 4 Oct 2026
- Support
- The pricing page includes email and chat support with Standard and priority email and chat support with Premium. · wiz.money, 4 Oct 2026
- Trial and demo
- The maker offers computer-generated demo data and a one-week trial after account signup. · wiz.money, 4 Oct 2026
Where MoneyWiz stands on Freedom251
- Personal Finance Software#29 of 181