Freedom251 › Crypto Payment Processors
MiraclePay

What MiraclePay is
MiraclePay gives merchants a way to accept cryptocurrency payments online or in person, with payment status, settlement and reconciliation managed in one flow. Customers can use hosted checkout to select an available asset, pay from a supported wallet and follow the transaction to confirmation without creating a separate MiraclePay account. Merchant options include hosted checkout, dynamic QR payments and Ingenico POS, as well as a WooCommerce plugin for eligible U.S. merchants. WooCommerce onboarding requires merchant approval and KYB, and availability may exclude some states, including New York State. Its page lists BTC, ETH, USDT, USDC, SOL and XRP, though available assets and networks depend on the approved account. WooCommerce settlement is in USD, subject to onboarding and account settings. The listed eligible WooCommerce fee is priced on request, billed per transaction; account-specific terms are confirmed during onboarding. Pricing for other use is on request. MiraclePay is based in Amsterdam and provides API and web access.
Who it suits
It suits merchants seeking crypto payment options for online or in-person sales, including DTC ecommerce, high-ticket stores and cross-border sellers. WooCommerce use is limited to eligible U.S. merchants.
What it does well
- Hosted checkout, dynamic QR and Ingenico POS options
- Customers can pay without a separate MiraclePay account
- WooCommerce settlement is in USD
- Lists six supported crypto assets for WooCommerce
What to know first
- WooCommerce requires merchant approval and KYB
- Some U.S. states may be excluded
- WooCommerce fee is priced on request
- Other-use pricing is on request
Limits
The WooCommerce option is limited to eligible U.S. merchants and requires merchant approval and KYB; some states may be excluded, including New York State. Available assets and networks depend on the approved merchant account. Its listed fee is priced on request, billed per transaction, with account-specific terms confirmed during onboarding.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Eligible WooCommerce U.S. merchant transaction fee | per transaction; account-specific terms confirmed during onboarding · Eligible U.S. WooCommerce accounts · merchant approval and KYB required · some states may be excluded, including New York State | $2 |
As miraclepay.com lists them, read 3 Oct 2026. The maker's own page has the final word.
Getting started
- Visit the MiraclePay website.
- Choose a merchant payment option: hosted checkout, dynamic QR, WooCommerce, or Ingenico POS.
- For WooCommerce, complete merchant approval and KYB.
- Eligible merchants can install the WooCommerce plugin and connect it with an approved API key.
- Confirm account-specific terms, settlement configuration, and available assets and networks during onboarding.
Verdict
MiraclePay combines several crypto payment channels with settlement and reconciliation in a merchant flow. WooCommerce eligibility, state availability and account-specific terms are important to confirm before choosing it.
Questions
What does MiraclePay cost?
Pricing is on request. The listed fee for an eligible WooCommerce U.S. merchant account is priced on request, billed per transaction; account-specific terms are confirmed during onboarding.
Can customers pay without a MiraclePay account?
Yes. Customers can pay from a supported wallet without creating a separate MiraclePay account.
Which payment methods does it offer merchants?
The listed methods are hosted checkout, dynamic QR, the WooCommerce plugin, and Ingenico POS.
Which cryptocurrencies are listed for WooCommerce?
The WooCommerce page lists BTC, ETH, USDT, USDC, SOL, and XRP. Final asset and network availability depends on the approved merchant account.
Who can use the WooCommerce plugin?
It is for eligible U.S. merchants and requires merchant approval and KYB. Some states may be excluded, including New York State.
Where is MiraclePay based?
Its headquarters are in Amsterdam, Netherlands.
Facts from MiraclePay's own pages
- Chargebacks
- The WooCommerce asset table states that its listed crypto payment routes have no card-network chargeback process. · miraclepay.com, 3 Oct 2026
- Checkout
- Hosted checkout guides customers to choose an available asset, use a supported wallet, and follow payment status through confirmation. · miraclepay.com, 3 Oct 2026
- Customer account requirement
- Customers can pay from a supported wallet without creating a separate MiraclePay account. · miraclepay.com, 3 Oct 2026
- Eligibility limits
- WooCommerce availability is for eligible U.S. merchants, and the page says some states may be excluded, including New York State. · miraclepay.com, 3 Oct 2026
- Headquarters
- Amsterdam, Netherlands · miraclepay.com, 28 Sept 2026
- Integrations and partners
- The partners page names Everest, Zero Hash, Bitso, PAX, Ingenico, Fireblocks, MetaMask, OpttTab, and WalletConnect in its partner network. · miraclepay.com, 3 Oct 2026
- Intended merchants
- The WooCommerce plugin is described for DTC ecommerce, high-ticket stores, and cross-border sellers. · miraclepay.com, 3 Oct 2026
- Payment channels
- The site describes hosted checkout, QR payments, and POS payments as merchant payment options. · miraclepay.com, 3 Oct 2026
- Security and controls
- The Trust Center describes business onboarding, payment monitoring, technical controls, and operational traceability as areas merchants and partners can review. · miraclepay.com, 3 Oct 2026
- Settlement
- The WooCommerce merchant flow settles in USD, subject to onboarding and account configuration. · miraclepay.com, 3 Oct 2026
- Support
- The contact page lists support hours as Monday–Friday, 10:00 AM–6:00 PM CET, and provides a phone number and email address. · miraclepay.com, 3 Oct 2026
- Supported assets
- The WooCommerce page lists BTC, ETH, USDT, USDC, SOL, and XRP, with final asset and network availability depending on the approved merchant account. · miraclepay.com, 3 Oct 2026
- What it does
- MiraclePay provides merchant payment infrastructure for customers to pay with crypto online or in person, with payment status, settlement, and reconciliation in one merchant flow. · miraclepay.com, 3 Oct 2026
- WooCommerce integration
- Eligible U.S. merchants can install the WooCommerce plugin and connect it using an approved API key after merchant approval and KYB. · miraclepay.com, 3 Oct 2026
Where MiraclePay stands on Freedom251
- Crypto Payment Processors#16 of 20