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No. 10 of 20 ·Crypto Payment Processors

MiraclePay

Web · API

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Freedom report

One barScore 5.4

  • Free tierNo free tier on record
  • Open codeNo open-source code on record
  • Runs widely1 of 6 device platforms
  • DocumentedPlans, terms and facts published

MiraclePay gives merchants a way to accept cryptocurrency payments online or in person, with payment status, settlement and reconciliation managed in one flow. Customers can use hosted checkout to select an available asset, pay from a supported wallet and follow the transaction to confirmation without creating a separate MiraclePay account. Merchant options include hosted checkout, dynamic QR payments and Ingenico POS, as well as a WooCommerce plugin for eligible U.S. merchants. WooCommerce onboarding requires merchant approval and KYB, and availability may exclude some states, including New York State. Its page lists BTC, ETH, USDT, USDC, SOL and XRP, though available assets and networks depend on the approved account. WooCommerce settlement is in USD, subject to onboarding and account settings. The listed eligible WooCommerce fee is 2.00 USD per contact, billed per transaction; account-specific terms are confirmed during onboarding. Pricing for other use is on request. MiraclePay is based in Amsterdam and provides API and web access.

Who it is for

It suits merchants seeking crypto payment options for online or in-person sales, including DTC ecommerce, high-ticket stores and cross-border sellers. WooCommerce use is limited to eligible U.S. merchants.

What is good

  • Hosted checkout, dynamic QR and Ingenico POS options
  • Customers can pay without a separate MiraclePay account
  • WooCommerce settlement is in USD
  • Lists six supported crypto assets for WooCommerce

What to know first

  • WooCommerce requires merchant approval and KYB
  • Some U.S. states may be excluded
  • WooCommerce fee is 2.00 USD per contact
  • Other-use pricing is on request

Verdict

MiraclePay combines several crypto payment channels with settlement and reconciliation in a merchant flow. WooCommerce eligibility, state availability and account-specific terms are important to confirm before choosing it.

MiraclePay plans and pricing

All plans
Eligible WooCommerce U.S. merchant transaction fee $2 per transaction; account-specific terms confirmed during onboarding Eligible U.S. WooCommerce accounts · merchant approval and KYB required · some states may be excluded, including New York State miraclepay.com · 3 Oct 2026

Compared on crypto payment processors

Settlement type
both
Transaction fee
2 %
Hosted checkout
Yes
Crypto invoices
Yes
Payment API
Yes
Checkout methods
Hosted checkout, dynamic QR, WooCommerce plugin, Ingenico POS
Supported platforms
WooCommerce, Ingenico POS

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