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Macropay

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What Macropay is

Macropay provides merchant-of-record billing and payment infrastructure for software, SaaS, and AI products. It supports one-time purchases, subscriptions, seat and usage-based charges, and prepaid credits. Customers can pay through hosted checkout links, embedded checkout, or sessions created through the API. Automatic entitlements can deliver license keys, digital downloads up to 10GB, GitHub repository access, and Discord roles. For AI products, its OpenAI-compatible proxy captures token costs, while the Signals API supports billing agents for activity or outcomes. Macropay says it handles tax registration, filing, and remittance in 142 countries and settles in 135 currencies, with standard T+2 payouts. Framework adapters and native SDKs are listed for a range of tools and languages. The site lists SOC 2 Type II and PCI DSS Level 1, AES-256 encryption at rest, TLS 1.3 in transit, GDPR and EU-US DPF support, and optional EU-only data residency. Pricing is per successful transaction, with no monthly fee or minimum listed. Payouts require KYC clearance; disputed transactions cost $30 per case.

Who it suits

Macropay is intended for software, SaaS, and AI product businesses that need merchant-of-record billing, payment processing, or digital fulfillment. Its usage billing and token-cost capture may also fit products charging for AI activity.

What it does well

Supports subscriptions, usage charges, and prepaid credits
Checkout available through links, embeds, and API sessions
Automatic delivery includes license keys and digital downloads
Handles tax in 142 countries and settles in 135 currencies
No monthly fee or minimum listed

What to know first

Payouts unlock only after KYC clears
Disputed transactions cost $30 per case
Enterprise pricing is by quote

Limits

The plan has no monthly fee or minimum, with charges per successful transaction; rates step down above $250k/month and enterprise pricing is by quote. Payouts unlock after KYC clears, and each disputed transaction costs $30.

Plans

Plan	Billed and limits	Price
Macropay	Per successful transaction; no monthly fee or minimum. Disputes cost $30 per case. · Merchant of record, global tax, FX, payment processing and usage metering included · Rates step down above $250k/month; enterprise pricing by quote	On request

As macropay.ai lists them, read 4 Oct 2026. The maker's own page has the final word.

Getting started

Visit https://www.macropay.ai/.
Choose an integration route using the documented framework adapters or native SDKs.
Create checkout through a hosted link, embedded checkout or API-created session.
Set up the billing model and automatic entitlements relevant to your product.
Complete KYC to unlock payouts.

Verdict

Macropay covers checkout, billing models, tax handling, and digital fulfillment for software and AI products. Businesses should factor in KYC requirements for payouts and the fee for disputed transactions.

Questions

How is Macropay priced?

The plan is billed per successful transaction, with no monthly fee or minimum. Rates step down above $250k/month, and enterprise pricing is by quote.

Is there a free plan?

No. Macropay is a paid service.

What billing types does it support?

It supports one-time purchases, subscriptions, seat charges, usage-based charges and prepaid credits.

Which platforms are supported?

The listed platforms are API, iOS and web.

Where does Macropay handle tax and payouts?

It says it handles tax registration, filing and remittance in 142 countries and settles in 135 currencies.

What happens before payouts are available?

Payouts unlock after KYC clears. Standard payouts are T+2.

Facts from Macropay's own pages

AI usage: Its OpenAI-compatible AI proxy captures token costs, and its Signals API supports billing agents for activity or outcomes. · docs.macropay.ai, 4 Oct 2026
API reliability: The homepage reports 99.994% API uptime over the trailing 90 days. · macropay.ai, 4 Oct 2026
Billing: It supports one-time purchases, subscriptions, seats, usage-based charges and prepaid credits. · macropay.ai, 4 Oct 2026
Checkout: Customers can pay through hosted checkout links, embedded checkout or API-created checkout sessions. · docs.macropay.ai, 4 Oct 2026
Company: The pricing page identifies Macrodeep Inc. as a Delaware corporation operating from San Francisco, Berlin and Lagos. · macropay.ai, 4 Oct 2026
Customer support: The pricing page lists [email protected] for sales contact, and the documentation points users to a Discord community for help. · macropay.ai, 4 Oct 2026
Data handling: The site says it does not train on customer data and offers optional EU-only data residency. · macropay.ai, 4 Oct 2026
Fulfillment: Automatic entitlements include license keys, digital downloads up to 10GB, GitHub repository access and Discord roles. · docs.macropay.ai, 4 Oct 2026
Headquarters: San Francisco, California, United States · macropay.ai, 23 Sept 2026
Integrations: Documented framework adapters include Next.js, BetterAuth, Laravel, Deno, Nuxt, Remix, Fastify, Hono, Astro, Express and SvelteKit; native SDKs include TypeScript, Python, Go and PHP. · docs.macropay.ai, 4 Oct 2026
Migration: Macropay says it imports existing subscriptions from Stripe, Paddle or Lemon Squeezy for free. · macropay.ai, 4 Oct 2026
Notable limits: Payouts unlock after KYC clears, and pricing lists a $30 fee for each disputed transaction. · macropay.ai, 4 Oct 2026
Product: Macropay provides merchant-of-record billing and payment infrastructure for software, SaaS and AI products. · docs.macropay.ai, 4 Oct 2026
Security: The site lists SOC 2 Type II and PCI DSS Level 1, AES-256 encryption at rest, TLS 1.3 in transit, GDPR and EU-US DPF support. · macropay.ai, 4 Oct 2026
Tax and payouts: The site says Macropay handles tax registration, filing and remittance in 142 countries and settles in 135 currencies, with standard T+2 payouts. · macropay.ai, 4 Oct 2026

Where Macropay stands on Freedom251

Merchant of Record Software#19 of 32