Pricing

M1 pricing

As m1.com lists them, read 20 Sept 2026. The maker's own page has the final word.

Plan	Billed and limits	Price
Platform Fee	Billed during each 30-day billing cycle when waiver requirements are not met · Access to the M1 platform · Waived with at least $10,000 in total M1 assets or an active M1 Personal Loan	$3 a month
IRA Fee	M1 says customers pay a maximum of $3 per month and will not be charged both the Platform Fee and IRA Fee in the same mo · Applies to clients with only an Individual Retirement Account open who do not me	$3 a month
M1 Advisor	Included at no additional cost through December 31, 2027 · For M1 clients · non-discretionary advice; client approves actions	Free
M1 platform	$3/month; waived when total M1 assets reach $10,000 for at least one day in a 30-day billing cycle or with an active M1 Personal Loan; maximum $3/month · Self-directed brokerage has no commission, trading or management fees · other fees may apply	$3 a month