Freedom251 › Financial Forecasting Software
Lumio360 Planning
What Lumio360 Planning is
Lumio360 Planning is a web-based planning tool that links budgeting and forecasting with closed actuals in the same platform as close and consolidation. When a period closes, its actuals become available automatically, without exporting or re-entering data. Financial and operational metrics update at each close and feed the board pack. The platform supports budgeting, forecasting, forecast-versus-actuals work, scenario modeling, variance analysis, and financial consolidation. Treasury features include direct and indirect cash-flow forecasting, foreign-exchange exposure monitoring, and a liquidity dashboard. Users can connect their ledgers, although specific partners are not named on the reviewed pages. Security features include TLS 1.3 encryption in transit, AES-256 encryption at rest, role-based access, and immutable audit logs retained for seven years. MFA and SSO are available on request. Lumio360 states a 99.9% uptime SLA and annual independent penetration testing. Planning is included only in Finance OS, priced at £749 per slot per month excluding VAT.
Who it suits
It is aimed at heads of finance, CFOs, FP&A managers, and finance controllers who own planning and forecasting.
What it does well
- Closed actuals flow into Planning automatically
- Includes treasury forecasting and liquidity tools
- Supports scenario modeling and variance analysis
- Immutable audit logs retained seven years
- 99.9% uptime SLA stated
What to know first
- No free plan
- No free trial
- Finance OS costs £749 per slot monthly
- MFA and SSO require request
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Foundation | Per slot per month, excluding VAT · Up to 3 entities · Close and consolidation | £249 a month |
| Professional | Per slot per month, excluding VAT · Up to 5 entities · 1M Lumi AI tokens per slot per month · Close, consolidation, and intelligence | £499 a month |
| Finance OS | Per slot per month, excluding VAT · Unlimited entities · 5M Lumi AI tokens per slot per month · Includes Planning | £749 a month |
As lumio360.com lists them, read 5 Oct 2026. The maker's own page has the final word.
Verdict
Lumio360 Planning connects planning processes directly to close and consolidation, reducing separate actuals handling. Its Finance OS-only availability and paid pricing make it a product for finance teams evaluating a formal planning platform.
Facts from Lumio360 Planning's own pages
- Access and audit
- The site says role-based access, MFA, and SSO on request are available, and audit logs are immutable and retained for seven years. · lumio360.com, 5 Oct 2026
- Automatic actuals
- When a period closes, its actuals become available to Planning automatically, without export or re-entry. · lumio360.com, 5 Oct 2026
- Availability
- Lumio360 states a 99.9% uptime SLA and annual independent penetration testing. · lumio360.com, 5 Oct 2026
- Budgeting
- Budgeting supports driver-based models, departmental workflows, and version control. · lumio360.com, 5 Oct 2026
- Compliance
- The security page lists GDPR and UK GDPR compliance and says SOC 2 Type II and ISO 27001 are pending. · lumio360.com, 5 Oct 2026
- Financial consolidation
- Yes · lumio360.com, 21 Sept 2026
- Forecasting
- Forecasting includes scenario modelling, sensitivity analysis, and rolling forecasts over a 12- or 18-month horizon. · lumio360.com, 5 Oct 2026
- Free plan
- No · lumio360.com, 21 Sept 2026
- Integrations
- The site says users can connect their ledgers but does not name specific integration partners on the pages reviewed. · lumio360.com, 5 Oct 2026
- Intended users
- Planning is aimed at heads of finance and CFOs, FP&A managers, and finance controllers who own planning. · lumio360.com, 5 Oct 2026
- Metrics
- Financial and operational metrics update automatically at each close and feed the board pack. · lumio360.com, 5 Oct 2026
- Plan availability
- Planning is included exclusively in the Finance OS plan, which the pricing page lists at £749 per slot per month excluding VAT. · lumio360.com, 5 Oct 2026
- Purpose
- Lumio360 Planning connects budgeting and forecasting to closed actuals in the same platform as close and consolidation. · lumio360.com, 5 Oct 2026
- Scenario modeling
- Yes · lumio360.com, 21 Sept 2026
- Security
- The security page states that data is encrypted in transit with TLS 1.3 and at rest with AES-256. · lumio360.com, 5 Oct 2026
- Support and onboarding
- The company offers a 30-minute demo with an accountant and a guided proof of concept using the customer's data instead of a self-serve trial. · lumio360.com, 5 Oct 2026
- Treasury
- Treasury includes direct and indirect cash flow forecasting, FX exposure monitoring, and a liquidity dashboard. · lumio360.com, 5 Oct 2026
- Variance analysis
- Yes · lumio360.com, 21 Sept 2026
Where Lumio360 Planning stands on Freedom251
- Financial Forecasting Software#54 of 75
- Financial Planning & Analysis Software#79 of 91