Pricing
Lokta pricing
As lokta.ai lists them, read 30 Sept 2026. The maker's own page has the final word.
| Plan | Billed and limits | Price |
|---|---|---|
| Lokta Next 100 | ₹0 platform fee for 24 months · NBFCs with AUM up to ₹100 crore at enrolment · excludes pure-play microfinance NBFCs · migration ₹1 lakh one-time plus applicable taxes · bank integration ₹50,000 plus applicable taxes | Free |
| Starter (Lokta Next 100) | ₹0 / USD 0 platform fee for 24 months · Assets up to ₹100 crore/about USD 10 million · migration ₹1 lakh one-time · bank integration ₹50,000 one-time · two new lenders per month · excludes pure-play microfinance NBFCs | Free |
| Lokta Next 100 after free term | 1 bps per month on AUM (₹1,000 per crore), plus applicable taxes · Begins after 24 months or when average monthly AUM exceeds ₹100 crore for two consecutive months · AI usage metered separately | ₹1 a month |
| Scale-up | USD 100 per USD 1 million of assets per month (₹1,000 per crore; 1 basis point) · Assets above Starter ceiling · implementation USD 5,000–10,000 one-time · standard hosted deployment · metered AI billed separately · taxes extra | $100 a month |
| Enterprise | Price on request · VPC deployment · multiple entities · custom integrations · procurement and security review · dedicated engineering support | On request |