LoanCirrus

What LoanCirrus is

LoanCirrus is web software for lending, with support for consumer loans, commercial lending, mortgages, microfinance, personal loans, auto loans, buy now, pay later, and point-of-sale credit. Its listed functions include interest calculation, payment scheduling, a borrower portal, and API access. Deployment and interest calculation are each listed as supporting “both.” LoanCirrus has a paid pricing model with two plan components: a monthly recurring base subscription, required for all customers, and active-loan pricing charged per active loan. The active-loan rate can scale down to US$0.10 per active loan above 500,000 active loans. LoanCirrus was founded in 2016. Its listed platform is web, and deployment is listed as both. The product’s stated lending coverage spans consumer and commercial lending, as well as mortgages, microfinance, personal and auto loans, BNPL, and point-of-sale credit. Buyers can assess the listed borrower portal, API access, payment scheduling, and interest calculation alongside the loan types they need to support. The required base subscription and per-active-loan pricing are both part of its pricing structure.

Who it suits

LoanCirrus suits lenders working with one or more of its supported loan types, from mortgages and commercial lending to BNPL and microfinance. It may also suit teams looking for a borrower portal, API access, payment scheduling, and interest calculation in web software.

Getting started

1. Visit the LoanCirrus website.
2. Use the web platform.
3. Choose the required base subscription and active-loan pricing structure.

Verdict

Lenders handling the listed consumer, commercial, mortgage, or other loan types should consider LoanCirrus for its payment scheduling, borrower portal, and API access. Its pricing includes both a required recurring base subscription and per-active-loan charges, which buyers should weigh against their needs.