Keeper

What Keeper is

Keeper combines bookkeeping, expense tracking, and tax filing for contractors, sole proprietors, people with complex individual tax situations, S-Corps, and partnerships. It scans financial account transactions for potential deductions; users can review them, add receipt photos, and set rules. Keeper offers federal and state filing, and says each return is reviewed and signed by a tax professional. The Standard plan costs $199 a year and includes 10 financial accounts; it covers federal and up to two state returns. Premium costs $399 a year and adds a dedicated accountant, quarterly tax support, one amendment, and audit resolution support. Business costs $1,199 a year and includes S-Corp and partnership filing. Bookkeeping Only costs $20 a month, billed monthly, but does not include tax filing. A 14-day trial is available, but it does not allow deduction exports or submission of a return for IRS filing. Keeper links accounts through Plaid and says it does not have access to bank login information. It says it uses banking-grade encryption and offers a 24/7 AI tax assistant; Premium includes one-on-one tax pro consultations. Apps are available on Android, iOS, and web.

Who it suits

Keeper suits individual contractors, sole proprietors, and people with complex individual tax situations, as well as S-Corps and partnerships. Its plans distinguish expense tracking from tax filing and offer different state-return coverage and tax support.

Limits

The 14-day trial does not include exporting deductions or submitting a return for IRS filing. Standard includes federal and up to two state returns; Premium and Business cover three or more states. Bookkeeping Only tracks expenses but does not include tax filing.

Getting started

1. Visit https://www.keepertax.com/ and choose a plan or start the 14-day trial.
2. Use Keeper on Android, iOS, or the web.
3. Link financial accounts through Plaid to scan transactions for potential deductions.
4. Review deductions, add receipt photos, and set expense rules.
5. Choose a filing plan suited to your taxpayer type and state-return needs.

Verdict

Keeper brings expense tracking and tax filing together, with an AI assistant and professional review of filed returns. Check the plan limits: Bookkeeping Only excludes filing, the trial excludes export and IRS submission, and Standard covers no more than two state returns.