Freedom251 › Insurance Policy Management

INSTANDA

Paid APIWeb

What INSTANDA is

INSTANDA is a cloud-hosted, no-code platform for insurers to create insurance products, distribute them and administer policies throughout their lifecycles. Insurers can set up products, question sets, ratings, documents and emails without changing the platform’s core code. It supports quote-and-bind journeys across B2C, B2B and B2B2C channels, plus policy administration, customer self-service, payments and first notice of loss (FNOL) claims administration. Policy workflows include automated renewals, out-of-sequence endorsements, straight-through application processing, referral rules and audit trails. Broker and customer journeys let users apply for or change policies, pay bills, access documents and submit FNOL claims. The platform runs on Microsoft Azure and provides open APIs for connecting third-party applications and data sources. Listed integrations and ecosystem partners include Salesforce, Microsoft, Okta, Xero, Stripe, DocuSign and ServiceNow. INSTANDA says insurers, managing general agents and brokers around the world use its platform. Its stated security measures include ISO 27001:2022 certification and AES-256 encryption for sensitive data in transit and at rest. Pricing is tailored to business needs and available on request; the SaaS licence covers deployment, Azure hosting, maintenance and ongoing support.

Who it suits

INSTANDA suits insurance carriers, managing general agents and brokers that need to configure products and manage policy workflows across distribution channels. Its self-paced configurator training and requirement for at least two team members as superusers are relevant to organizations assigning staff to platform configuration.

What it does well

Configure products and documents without changing core code.
Supports B2C, B2B and B2B2C quote-and-bind journeys.
Policy workflows include renewals, endorsements and audit trails.
Open APIs connect third-party applications and data sources.
The SaaS licence includes Azure hosting, maintenance and ongoing support.

What to know first

Pricing is tailored to business needs and available on request.
At least two team members are required as superusers.

Plans

Plan	Billed and limits	Price
INSTANDA insurance platform	Custom pricing; the SaaS licence fee covers deployment, Microsoft Azure hosting, maintenance, and ongoing support. · Pricing tailored to business needs · No public rate shown	On request

As instanda.com lists them, read 4 Oct 2026. The maker's own page has the final word.

Getting started

Visit the INSTANDA website.
Contact INSTANDA for pricing tailored to your business needs.
Arrange deployment and Microsoft Azure hosting under the SaaS licence.
Use the self-paced Foundation and Advanced configurator training.
Assign at least two team members as superusers.

Verdict

Choose INSTANDA if your organization needs configurable insurance products, policy administration and broker or customer journeys in one platform. Its pricing is available on request, and configuration training requires at least two team members to serve as superusers.

Questions

How much does INSTANDA cost?

Pricing is tailored to business needs and available on request. The SaaS licence fee covers deployment, Microsoft Azure hosting, maintenance and ongoing support.

Is there a free plan or trial?

The listed pricing model is paid. No free plan or trial is described in the available product facts.

Which platforms does INSTANDA support?

The listed platforms are API and web.

What integrations are listed?

Listed integrations and ecosystem partners include Salesforce, Microsoft, Okta, Xero, Stripe, DocuSign and ServiceNow.

Who is INSTANDA for?

The company says insurance carriers, managing general agents and brokers around the world use the platform.

What security measures does INSTANDA state?

INSTANDA states that it is ISO 27001:2022 certified and uses AES-256 encryption for sensitive data in transit and at rest. It also says it holds Cyber Essentials certification, aligns with PCI DSS SAQ A and complies with SOC 2 best practices.

Facts from INSTANDA's own pages

Cloud and APIs: INSTANDA runs on Microsoft Azure and describes its architecture as cloud native, with open APIs for connecting third party applications and data sources. · instanda.com, 4 Oct 2026
Company founding: INSTANDA’s company page says co-founders Tim Hardcastle and Derek Hill created the company in 2015. · instanda.com, 4 Oct 2026
Core capabilities: The platform supports insurance product creation, quote and bind across B2C, B2B, and B2B2C channels, policy administration, self-service, payments, and FNOL claims administration. · instanda.com, 4 Oct 2026
Distribution: Broker and customer journeys support quote and bind, policy changes, bill payment, document access, and FNOL submission. · instanda.com, 4 Oct 2026
Founded: 2015 · instanda.com, 28 Sept 2026
Headquarters: 70 Gracechurch Street, London, EC3V 0HR, United Kingdom · instanda.com, 28 Sept 2026
Integrations: The maker lists integrations and ecosystem partners including Salesforce, Microsoft, Okta, Xero, Stripe, DocuSign, and ServiceNow. · instanda.com, 4 Oct 2026
Intended customers: The company says insurance carriers, managing general agents, and brokers around the world use its platform. · instanda.com, 4 Oct 2026
Other security controls: The maker states it holds Cyber Essentials certification, aligns with PCI DSS SAQ A, and complies with SOC 2 best practices. · instanda.com, 4 Oct 2026
Policy administration: Features include automated renewals, out of sequence endorsements, straight through application processing, referral rules, and audit trails. · instanda.com, 4 Oct 2026
Product: INSTANDA is a cloud hosted, no-code insurance policy administration and distribution platform for creating products and managing policy lifecycles. · instanda.com, 4 Oct 2026
Product design: Insurers can configure products, question sets, ratings, documents, and emails without changing the platform’s core code. · instanda.com, 4 Oct 2026
Release cadence: INSTANDA says minor updates are monthly and major strategic releases occur every six months, with an optional preview environment for testing new features. · instanda.com, 4 Oct 2026
Security: INSTANDA states it is ISO 27001:2022 certified and uses AES-256 encryption for sensitive data, including data in transit and at rest. · instanda.com, 4 Oct 2026
Support and training: The maker describes ongoing support in its SaaS licence and provides self-paced Foundation and Advanced configurator training, with at least two team members required as superusers. · instanda.com, 4 Oct 2026

Where INSTANDA stands on Freedom251

Insurance Policy Management#3 of 12
Policy Management Software#14 of 21